Why Do So Many Agents Want to Sell Final Expense?

[StinkyPilot]

I've seen so many people whose term expired befor they did...I think there is a great need for this product; however, I'd rather write an underwritten policy with a greater face amount....better for the client.

Phillip

 

[xrac]

I've seen so many people whose term expired befor they did...I think there is a great need for this product; however, I'd rather write an underwritten policy with a greater face amount....better for the client.

Phillip

There is a large market for FE due to buy term and investing the difference. People buy term, don't invest the difference and then have need for coverage at the end of life.

 

[StinkyPilot]

What is the best way you've found to get leads for FE? I've sold a couple and realize how valuable it can be....

 

[Norwayguy]

There is a large market for FE due to buy term and investing the difference. People buy term, don't invest the difference and then have need for coverage at the end of life.

People don't save. When they do invest by and large its in a retirement account. How many people ignore insurance because they have a retirement account balance and then the funeral costs more when you figure the taxes that end up being paid.

 

[moonlightandmargaritas]

What is the best way you've found to get leads for FE?

You expect you're going to get this valuable info for free? People are going to give it out of the goodness of their heart? C'mon man, this is business!

 

[Norwayguy]

Say what you will about Lincoln Heritage, funeraldirector, supposedly goes door knocking and sells FE atrocious in that manner.

 

[StinkyPilot]

You expect you're going to get this valuable info for free? People are going to give it out of the goodness of their heart? C'mon man, this is business!

Well, seeing that I'm in AZ, I thought some agents could point me in the best direct...as long as it doesn't conflict with their own activities....

Whatever...

 

[funeraldirector]

Say what you will about Lincoln Heritage, funeraldirector, supposedly goes door knocking and sells FE atrocious in that manner.[/QU

I was working the street a couple of weeks ago, and saw the pre-need girl of my dreams waiting for a bus. Pink hair and a face like a catcher's mitt. Gave her my door approach and my card. She just called, and I have an appt for monday at 2. I bump into a fair amount of business like this, just talking to people. Grocery store, Walmart and so on. It's not atrocious, it's fun. Sometimes, my presentation is an atrocity but that's another thread. Didn't the Jetsons live in atrocity?

 

[Norwayguy]

How does my smart phone change "Exactly" into autrocious?

Funeraldirector I wasn't saying what my phone ended up posting.

 

[funeraldirector]

How does my smart phone change "Exactly" into autrocious?

Funeraldirector I wasn't saying what my phone ended up posting.

It's a pitfall of modern life, y'know...When I was a kid I spent some time in Newport. Lotta white perch...