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"You won't be there long, huh?"
LOL. Nope. Just 26 years!!!
LOL. Nope. Just 26 years!!!
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"You won't be there long, huh?"
LOL. Nope. Just 26 years!!!
And Met GA business is your focus?
I understand your frustration. Unfortunately, if you've been there 26 yrs its almost impossible to even think about going out on your own. Where would your renewals go? After 26 yrs, what happens if you don't make enough GDC's? You get fired just like a newb.
By the way Bob...MetLife agents have access to virtually every major company (through their General Agency).
Hardly frustrated. Between stock grants, tremendous benefits, large defined pension, matching 401K, and "Key Broker" status with the health insurance carriers...well, you get the picture. Renewals stay with me and GDC production includes GA business. It has worked out quite well for me. For those others that left...many have gone on to have very successful careers on their own. I'm happy for them. It's always nice to share notes.
I also tell all my prospects that it's at least a day for me to get back to them with quotes and recommendations. Not only does that let them know you're putting in a lot of effort it also gives you a chance to do a thorough pre-screen with your insurance companies to find out about pre-ex conditions and properly rate the quotes or let the client know about any potential riders.
When underwriting is an issue I also tell them I'll show them offers from 2 or three companies. That way it's not a "yes or no" to a 25% rate increase - it's choosing the offer. Ex:
"Ok Tim, if you check your email you'll see that since you're on two medications, are slightly overweight and have high blood pressure that Company A will do "this" to you, company B will do "that" and company C will decline."
That's a great way for near 100% placement.