Just got into an accident, my car was a 03 Buick Rendezvous & the other person car was a 07 Honda Civic. On the highway, I was moving from the slow lane to the fast lane, but we were moving together, meaning she got over once seeing I was getting over, I got over & we collided. It resulted in both of us knocking each other off the road, but the civic looked totaled (but I’m no mechanic) & there were no bodily injuries, but I’m pregnant & had to be seen. I have liability with a $25,000 property damaged limit but my property damage deductible says “not applicable”, what does that mean? I’m kind of worried about what’s gonna happen. The highway patrol put I was at fault on the accident report for “illegal lane change” & $155 ticket. I think that’s only bc my suv suffered a few scratches, but that’s expected if those two are to collide.