American National

[HomeService]

Absolutely! I live in what was a small town (McKinney - now just part of the DFW megaplex). ANICO is very strong up here, with Reliable coming in a close second. When I started building a scratch book on my own, I just couldn't get it going here, because it's so saturated, and folks are very loyal. That's how I ended up building a mainly South Dallas book. I just started marketing to areas where agents fear to tread! Easier to make sales in the big city, but a lot harder to maintain persistency, IMO.

I am also surprised that anyone working in FE wouldn't know what a "debit" is. I guess we all learn something new every day, though, don't we?

Yes, maybe where rouse is they don't call it that any longer, but here, we still do!!

 

[Jerard]

The word debit is going by the way side.. There are AGLA agents that are currently working a debit that have never heard the term.. It is called an "Agency" now.. And the debit agents are referred to as "Career Service Professionals" or "Service Agents"

"A rose by any other name....."

That reminds me of back when I interviewed with some captive companies. They used to, and probably still do, have these pre-employment shrink tests. One example of a question is like:

"It's Super Bowl Sunday and your lifelong team is playing in the game for the first time, would you rather:

a) Spend the day in romantic bliss with 6 Playboy bunnies?

b) Watch the game from the sidelines with your team?

c) Sell an insurance policy?"

Back then (20 years ago) I'd make fun of that question. But now...hell yea...I'd rather go make 400-500 bucks in a couple of hours.

Well, maybe....depends on what the girls in 'a' look like.

 

[Agentguy5]

Well, now that I'm gettin married... NO COMMENT!

 

[Norwayguy]

"A rose by any other name....."

That reminds me of back when I interviewed with some captive companies. They used to, and probably still do, have these pre-employment shrink tests. One example of a question is like:

"It's Super Bowl Sunday and your lifelong team is playing in the game for the first time, would you rather:

a) Spend the day in romantic bliss with 6 Playboy bunnies?

b) Watch the game from the sidelines with your team?

c) Sell an insurance policy?"

Back then (20 years ago) I'd make fun of that question. But now...hell yea...I'd rather go make 400-500 bucks in a couple of hours.

Well, maybe....depends on what the girls in 'a' look like.

No comment other than we just had our 3rd child july 1st...Those of you fathers out there will count the weeks and know what I am thinking.

 

[WinoBlues]

No comment other than we just had our 3rd child july 1st...Those of you fathers out there will count the weeks and know what I am thinking.

Today is August 15th.

 

[Norwayguy]

Today is August 15th.

Her 6 week follow up is next Monday....Fingers are crossed.

 

[WinoBlues]

Her 6 week follow up is next Monday....Fingers are crossed.

Peter = Oh please oh please oh please, Oh please oh please oh please.

 

[newtothegames]

I had the Finger Lakes District for Combined in New York, 1985, 1986. Someone's wondering how additional business is written. I used to give the renewal assignments to Salespeople so I could sell new accounts. The average agent got $2000 in renewals a week and got 7%. As far as new business, I sold 71 policies in a week in Rochester, the National Record at that time. Wrote 50+ four or five times. Funny thing about writing the record was 70 was the National Record, achieved 2 weeks prior. Six months later, it was found out the guy who wrote 70 sat in a hotel in Bath, NY, and wrote fencepost policies. His boss is still the head honcho for Combined in New York...

fencepost? what is that?

 

[HAMPnet]

fencepost? what is that?

Sort of like tombstones, but this type of loser, who was disparate for recognition and a plaque, would mainly write fictitious grandkids of an actual Grandmother policyholder. If you looked at the majority of the address of the grandkids, they were usually an address that was in between two addresses, thus delivered to a "fencepost". It is how these losers were caught. Surprisingly, some scammers kept up the charade by getting the assignment six months later and have even seen them take on an amendment, doubling the coverage, then writing an additional fencepost. The 6 month premium for a child was only $10.80, so you can do the math on how much that plaque cost.

 

[rousemark]

Yes, maybe where rouse is they don't call it that any longer, but here, we still do!!

It is not "where I am", it is the companies that are getting away from using the term "debit".. The only ones that use that term anymore are old rascals who are either too senile or stubborn to adapt..