Anthem Blue Cross 10% Commission Obamacare

[jbage007]

Not what I am being told by Anthem this morning. Hard numbers to be out in Cali within 3 weeks, but they say it won't be 10/4 in Cali. Anthem treats Cali differently because of production level (more than all other Anthem states combined).

Dave:
My suspicion is that Anthem treats Cali "differently" (than other states) primarily because of the competition IN Cali.

 

[insurehound]

My Anthem rep told me that there are no commission changes that she knows about in Cali...of course, she may not know herself.

 

[YouGotMyMoney]

That assumes that the insurance companies care about getting business from us - once 2014 arrives, they know that the Government will send a steady supply of people to them regardless through the Exchanges. Your services will no longer be needed.

...and once one carrier drops their comp. rates, others will follow either out of greed or necessity.
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SamIam...what does the agent get in Mass?

Why are you worried about 2014 now? It's 3 years away, You're missing the forest for the trees.

Next Year, is when we will see commission drops from the major carriers.

What's your game plan for 2011? Gonna just bitch about your reduced comp and be grumpy?

 

[hiswill1133]

We just received the new "commission schedule" for BCBS Individual here in Florida. At first glance it did not look too bad of a pay cut. But history being the best indicator of the future, I applied it to last few months sales, and some were literally cut in half. I am not sure how this is going to work out for us, but it does not look good.

 

[Full Throttle]

If agents are needed once the exchange is implemented (and I suspect they will be), they will get paid a commission level that the market will bear. I don't think 5% fits that criteria. The only exception would be the state/federal government dictating commissions. Then the carriers would find a way around it, maybe bonuses.

 

[sheridak]

This 10% has nothing to do with Obamacare. Anthem is charging it because they can. I pay $1,333 per month and was just denied a surgery I need desperately.

Without a reasonable public option as competition, insurance companies will control healthcare and what they will pay for and what they will not. And even more unbelieveable, a clerk or nurse can tell out doctors what we can be treated for and what we can't. When did insurance companies go to medical school?

Insurance companies by law can no longer discriminate against existing conditions. However, they can raise rates, which I am sure they will do.

 

[TxOnline]

"And even more unbelieveable, a clerk or nurse can tell out doctors what we can be treated for and what we can't."

You can be treated for ANYTHING you WANT to be treated for! Just because you don't WANT to PAY for your OWN treatment doesn't mean that the insurance company is TELLING you that you CAN'T be treated.

 

[somarco]

denied a surgery I need desperately.

Somehow I feel there is a lot more to this story . . .

 

[djs]

Yep, a bit more.... not sure what it would be though.... he needs the surgery.

Oh yes, the public option would cover it, no questions asked.... hmm, just ask anyone on medicaid.

Dan

 

[somarco]

Insurance companies by law can no longer discriminate against existing conditions.

But claims and pre-approval will still be reviewed for medical necessity, just like it is with the current public options.

However, they can raise rates, which I am sure they will do.

Of course they will.

Figure 2x - 3x current rates. That might be sufficient to cover claims incurred due to Obamacrap mandates.

If not, rates will go even higher.