Asurea

Yes, but when you are on the group side, Asurea is responsible for any issue since you are their employee. On the wholesale side, that is not the case. You are truly independent.

Not. true.. Take it from one who has been a captive W2 agent and manager. I have seen W2 agents sued and held personally liable for mistakes they made. Being an employee does not absolve you of responsibility for your actions. The lawyers will go after the company and you personally. Even if the case against you personally were to be eventually dismissed, it will cost you thousands of dollars in legal fees to get to that point. Go bare if you like, but it is a dangerous choice and don't think you can depend on the company to come running to your rescue. They will sell you out in a heartbeat. :frown:
 
They will sell you down the river in a New York minute. Seen it before - more than once.

Maybe so... hopefully not. But Asurea's 'employee' agents do have E&O protection and they've got pretty good legal team, as I understand it. Plus, I've read from others on this board that the heads of Asurea are known in the industry as good guys, and they definitely work hard to keep a good name.
 
Maybe so... hopefully not. But Asurea's 'employee' agents do have E&O protection and they've got pretty good legal team, as I understand it. Plus, I've read from others on this board that the heads of Asurea are known in the industry as good guys, and they definitely work hard to keep a good name.

If you have E&O through their carrier, fine. Just make sure you have a copy of the certificate. As for their legal team don't count on them to represent you.. They represent Asurea and at times there would be a conflict of interest if they represented you. You will need to hire your own attorney should you be sued.
 
Anybody that gets paid directly from their upline and on a W-2 is a damn fool

Or:
...is an employee learning the industry with a safety net, salary, gas allowance, health insurance, 401k, subsidized leads, and in-person support, on pace for well over the typical first-year income.

I'll refrain from returning an insult back in your direction.
 
Or:
...is an employee learning the industry with a safety net, salary, gas allowance, health insurance, 401k, subsidized leads, and in-person support, on pace for well over the typical first-year income.

I'll refrain from returning an insult back in your direction.

No, you can learn from many other IMO's, whose groups allow all of what you mentioned, and you are paid directly by the carriers...
 
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