Yes, but when you are on the group side, Asurea is responsible for any issue since you are their employee. On the wholesale side, that is not the case. You are truly independent.
Not. true.. Take it from one who has been a captive W2 agent and manager. I have seen W2 agents sued and held personally liable for mistakes they made. Being an employee does not absolve you of responsibility for your actions. The lawyers will go after the company and you personally. Even if the case against you personally were to be eventually dismissed, it will cost you thousands of dollars in legal fees to get to that point. Go bare if you like, but it is a dangerous choice and don't think you can depend on the company to come running to your rescue. They will sell you out in a heartbeat.