Becoming a State Farm Agent

[car253]

I think this is a post by someone of the inside looking out.

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Another voice from the inside????????????????

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Proceed at your own risk!

Ask the agent staff in any State Farm office what is happening. The new agents are training to pay their staff peanuts even though they have 2 or more licenses. It is totally disgusting.

There are no personal relationships with customers anymore. That has gone down the tubes. Now phones are forwarded to a call center and staff is told only to care about production.

++Ex-insider that knows. Don't risk a good thing if you already have one. I was a licensed staff person that found what what really goes on today after my boss retired. It's very sad the new direction that State Farm is taking.

 

[briheslin]

I'm currently in the Agent Aspirant program and work for a State Farm agent. Any tips, advice, or concerns????

Thanks

Brianna

 

[xrac]

I'm currently in the Agent Aspirant program and work for a State Farm agent. Any tips, advice, or concerns????

Thanks

Brianna

Read all you can about the SF experience from outside sources. Talk to as many 3-5 years agents as possible. Don't believe all SF says. Learn to crunch the numbers.

 

[briheslin]

Thank you Xrac. I know the contracts have changed for new agents but I can't seem to find more information about the changes. Have any advice on where I can find the differences between the old and new contracts?

 

[Guest]

Thank you Xrac. I know the contracts have changed for new agents but I can't seem to find more information about the changes. Have any advice on where I can find the differences between the old and new contracts?

What state are you in?

 

[briheslin]

I'm in Georgia where I acquired both my agent licenses

 

[VolAgent]

Thank you Xrac. I know the contracts have changed for new agents but I can't seem to find more information about the changes. Have any advice on where I can find the differences between the old and new contracts?

Just to give you some idea of what is going on at SF. I have a distant cousin that is a SF agent. We don't talk too much, but he has told me that every year he has to go hunting for mutual funds to make his scorecard bonus.

He did mention they do well with auto loans. They refinance a lot of them when people come in to add a new vehicle. Apparently that is an easier way to max out that part of the bonus versus mortgages and is actually profitable for them.

The point is, you will have to play some games to max out your bonuses which is where your profit is.

 

[AdvisorsIns]

I'm in Georgia where I acquired both my agent licenses

How much thought have you put into the independent side. I was once in the agent aspirant program with SF as well. Now own an Indy agency in SC. I have a bunch of GA contacts if you have questions or need a position or appointments.

 

[car253]

I won't do it. I would find another company to contract with. State Farm is great for customers but not so great for their agents.

 

[VolAgent]

I'll also add this.

Decide what you want to do, personal lines or commercial lines.

If you want to do personal lines, you probably need to be with a captive. Or at least a near captive like Erie or Auto-Owners.

If you want to do commercial, then independent is probably the way to go.

The numbers are that captives rule the PL market and independents the CL market. Sure you can buck the trend, but don't expect it to necessarily be easy.