Thankfully, it's likely that the lowest commission, lowest priced policies will also have the smallest provider networks. Families who have a regular physician, or people who want a local hospital, or business people who travel, will be very particular about Network Composition and Flexibility.
The governor of Wisconsin said today that the Feds (who are running the Wi exchange) are keeping him in the dark on all the network and premium stuff. They're "negotiating" with carriers right up until the last possible moment.
What a great business idea. Keep all agents in the dark about the products they have to sell, the prices, and the compensation, until the launch date. Keep Governors and the American People in the dark too, until it's ready to launch, because this is, afterall, only the largest piece of legislation ever to be passed, directly affecting 1/5th of the overall economy and directly or indirectly affecting 100% of the people.