- 11,997
Very different situation than just an 18 year old.
California 18 Year Old Quote
- Thread starter JakeV
- Start date
Very different situation than just an 18 year old.
- Thread starter
- #12
FredRepr650
New Member
- 13
OP, not to burst your bubble but your rate will be on the high side because of your age. If you're looking for the best price your best bet would be one of the lower end insuarance companies but be warned if god forbid an accident actually happens you will be wishing you had full coverage(speaking from experience).
I am 4 years older than you with a clean criminal record, clean dirivng record with 0 tickets, 0 DUI's, 0 accidents in which I was at fault and my rates are still high and there is only 1 vehicle on my policy.
I am 4 years older than you with a clean criminal record, clean dirivng record with 0 tickets, 0 DUI's, 0 accidents in which I was at fault and my rates are still high and there is only 1 vehicle on my policy.
Last edited:
- Thread starter
- #14
I'm thinking about just getting a motorcycle... $600/year with the same benefits as a car. $14,000 motorcycle vs. $16,000 car, seems like all auto insurance companies are nothing but a scam.
- 11,997
Good grief.
Motorcycle is a very different ball of wax. I pay about $120/year.
Insurance companies are on the hook for millions of dollars in exchange for hundreds. Quite a value.
Jake - there is something very wrong with your story. Your rates shouldn't be as high as you are saying, with the possible exception of certain areas.
Either there is something coming up on your MVR or the quote is being ran wrong.
Have you called a broker to get a quote? This is 10 times more important when you are 18 then it is when you are 50, and its important when you are 50.
Don't do it online, actually call a broker and they will tell you what they can do for you.
Dan
Either there is something coming up on your MVR or the quote is being ran wrong.
Have you called a broker to get a quote? This is 10 times more important when you are 18 then it is when you are 50, and its important when you are 50.
Don't do it online, actually call a broker and they will tell you what they can do for you.
Dan
- Thread starter
- #17
- 11,997
It's not just you though, it's three other drivers and three other cars.
- Thread starter
- #19
I'm on my own now, I would just be insuring 1 vehicle with 1 driver. My family is still in Michigan, I moved out to California when I got a job offer.
California car insurance is mostly directed from the guidelines of Proposition 103. There are 3 primary indicators to fall into a good driver category. 1) 3 consecutive years of being licensed to drive 2) Have no more than 1 minor violation over the past 3 years 3) Have no major violations on record (DUI). If you meet the main 3 a good driver is to get a 20% discount on rates. Pay attention to when you have the 3 years driving experience and this should help drop rates. All the best with the new job offer!
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