Josh, you might be right. Probably might be best for the OP to interview with Northwestern or NY Life. Maybe get some training and a base salary to ease a transition.
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I'm still inclined to be more cautious about that assessment. I'm not doubting it's possible to do quite well, but it takes more than I think most folks realize to get started. I'd be shocked if there was any empirical evidence that pointed to any conclusion other than 9/10 people that leave a steady paying job to pursue a career as a commission only agent end up making significantly less than what they made at the job they left. I also firmly believe that most folks that have a salaried job aren't cut out to work for themselves. As a self-employed man I know some days not only do I not make any money, but as the result of expenses I lose money. I also know that some days I work for an hour and make more than most folks make in two weeks. Such is the life of an entrepreneur. Let's take a look at some realistic numbers though:
At $60k/year plus benefits and employer contribution on fica is easily at least $70k/year, probably more. That's about $5,800/month. We haven't established what products she'd be looking at, but for the sake of discussion let's say it's life insurance. She'd need a minimum of $1k/month for marketing which let's say includes the cost of her transportation. She'd have to write at least $7k/month in premium to hit those numbers. Does she have the ability to get in front of enough folks that have enough need for insurance to write that type of premium along the extra premium to cover anything that doesn't issue? Now we're getting closer to what her situation is. She'll need more than a marketing plan, she'll need several marketing strategies and the ability to invest in them in terms of money and time in order to start reaching her goals. If she has that type of a plan, now she's in a better situation to be in the minority that succeed. The less planning ahead of time, the more likely she joins in the less favorable statistic.