Chf

[JustinSane]

LOL. Your probably right. Though because of that I told him there might be an issue with one of his meds and told him hwe might have to put him with a graded plan.

On that note, what's a good company for somebody with CHF or angina. I wrote down his meds and one of them can be prescribed for Angina.

Oh never mind this guy freaked out over using his checking account so Vantis may be my only option.

Security National takes credit and debit cards (including the social security debit card). Just another option, there for you.

 

[AllGold]

Well I guess I'm asking is if a heart attack is considered CHF? Is anything heart related considered CHF? Is angina CHF? Or is it just something specifically designated as CHF?

CHF is a specific condition. Not a heart attack or angina. Congestive Heart Failure

 

[rousemark]

CHF is a specific condition. Not a heart attack or angina. Congestive Heart Failure

And, for the record, there is no cure for CHF. It can be treated but once a person has CHF, they will always have CHF..

 

[tomoverton0123]

Well I guess I'm asking is if a heart attack is considered CHF? Is anything heart related considered CHF? Is angina CHF? Or is it just something specifically designated as CHF?

Here you go.

Congestive heart failure facts

Congestive heart failure (CHF) is a condition in which the heart's function as a pump is inadequate to meet the body's needs.
Many disease processes can impair the pumping efficiency of the heart to cause congestive heart failure.
The symptoms of congestive heart failure vary, but can include fatigue, diminished exercise capacity, shortness of breath, and swelling.
The diagnosis of congestive heart failure is based on knowledge of the individual's medical history, a careful physical examination, and selected laboratory tests.
The treatment of congestive heart failure can include lifestyle modifications, addressing potentially reversible factors, medications, heart transplant, and mechanical therapies.
The course of congestive heart failure in any given patient is extremely variable.

 

[agentahna]

Can someone explain exactly what is and is not considered congestive heart failure?

I really need to know in relation to 5 Stars question about CHF. They ask if the client has ever had CHF at any time.

The reason I ask is because I asked the client this question and he said no but got a little jittery. I know 5 star doesn't do RX checks, but wouldn't an MIB report find something even if it was a decade ago?

I guess I'll wait and see what UW says. He didnt want to dothe phone interview...nice thing you can skip that with 5 Star. But I really wanted to do one on this case. We shall see...

Ahh, i've had several CHF cases.
Right off the bat: if he got jittery on me, i'd already be worried he has CHF lol.
Some people tend to be in denial about this, maybe it's the word "failure" that's offputting.

The meds will tell all: CHF patients don't just take one or two little pills, typically it's like a cocktail of various heart medications. And the cherry on top is a fluid pill.
If they take a fluid pill: Where are you retaining fluid, your feet or in your heart?
If they say anything but in their feet, bad news.

Do you have any "pumping problems" with your heart?
(Like the whole: Naw, I don't have diabetes! I just got high sugar)

When you get diagnosed with CHF they do an echo or stress test and blood tests and all that jazz. Did they get that testing done before their diagnosis? Were you diagnosed by a cardiologist or maybe in the er?

And last but not least: most of the CHF patients (I talk to at least) regularly see a cardiologist to have their heart function tested/monitored. Every 3 months, every 6 months, but pretty often. This isn't usually something minor enough to be seeing a family doctor about.
I called a cardiology clinic one time because the client "wasn't sure" why she went there.
The nurse pulled up the exact day and year she was diagnosed with chf.

Pioneer American ROP was my favorite option for cases like this. Their rop prices went up like 20% not too long ago though.
I think maybe Baltimore ROP is cool with chf.

I've had people swear up and down they don't have it but the MIB must have CHF/Alzheimer's/dementia radar or something. I always try to be extra thorough in this type of situation now.

 

[jdeasy]

^^Many people with CHF take only one or two meds and sometimes none. Whomever if feeding you you that BS should spend more time writing business than talking about it.

 

[davisgroup]

Just yesterday, I ran into this very issue. A 58 yr old F had three stints put in two years ago because she had experienced a small heart attack. She was not hospitalized for the heart attack. Her medications have included blood thinners, plavix and metorpolol. Underwriting for RNA declined her as having treatment for CHF.

 

[rousemark]

Just yesterday, I ran into this very issue. A 58 yr old F had three stints put in two years ago because she had experienced a small heart attack. She was not hospitalized for the heart attack. Her medications have included blood thinners, plavix and metorpolol. Underwriting for RNA declined her as having treatment for CHF.

As one who has had 5, believe me when I say there is no such thing as a "small" heart attack.. CHF is often a by product of other heart problems since any heart attack causes loss of some heart function even though that loss may be not be severe.

 

[senior-advisor-indiana]

I believe monumental will take CHF as an immediate benefit or they use to. Ran into a guy last week that has it and it was marked on the app as CHF.