Re: Cinergy Health
Show the board what some of the plans will cost for your fictitious family and then we can go from there.
I take it you are selling the plans or know somebody who is. If that's the case, what is the commission on the plans? I'm not saying I wouldn't sell plans like this, but I would make sure I exhausted all the other options first before I considered selling these types of plans.
If it's a matter of money, tell the person you don't receive any payment for your services and see if you can get some referrals.
BTW, the fictitious family you illustrated would potentially qualify for CHIP and Medicaid depending upon their state. I see no reason to provide (In bob's words) phantom coverage that can potentially make the family poorer.
I don't agree. Generally speaking, I think we can agree that anybody who can afford a major medical (high deductible or otherwise) should go for it. But for the 40 million people who make less than $40,000 a year and have three kids, limited medical plans like this offer an opportunity to get the kids to the doctors office and emergency room with no OOP expense.
Show the board what some of the plans will cost for your fictitious family and then we can go from there.
I take it you are selling the plans or know somebody who is. If that's the case, what is the commission on the plans? I'm not saying I wouldn't sell plans like this, but I would make sure I exhausted all the other options first before I considered selling these types of plans.
If it's a matter of money, tell the person you don't receive any payment for your services and see if you can get some referrals.
BTW, the fictitious family you illustrated would potentially qualify for CHIP and Medicaid depending upon their state. I see no reason to provide (In bob's words) phantom coverage that can potentially make the family poorer.
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