Cold Calling to Set Appoinments for Final Expense Script

You talked to 200 people?

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Today I cold called 200 people. 0 appointments. I did not use the script from the op. It was more like... Hi ______. My name is_________and I am the local insurance agent for Wilson County. I specialize in helping folks in the senior market who would like to have some additional life insurance coverage to pay for their final expenses, so to not burden their family. If this is of interest to you, I could stop by tomorrow to give you this free information along with a free quote?. I used a few other scripts that I had found on the forum, and online too but it just seemed like a lot of information to be giving them right when they answer the phone. In all, it was discouraging, but tomorrow is a new day. Most people said they already had that covered. One guy actually said, "Ma'am I don't plan on dying" and then proceeded to tell me that this conversation was a waste for both of us! It was hard not to laugh at that one. Waiting on my DM leads to come in is going to be the death of me!



Well according the the experts cold calling doesn't work, only DM leads, F2F
 
I would be willing to bet that using the term "life insurance" really hurt you. If I were cold calling (which I never have and dont imagine I will) I would probably say "final expense PROGRAMS" but I would also approach it as if they actually sent in a card using the same appointment setting technique.
Just my $.02
 
Today I cold called 200 people. 0 appointments. I did not use the script from the op. It was more like... Hi ______. My name is_________and I am the local insurance agent for Wilson County. I specialize in helping folks in the senior market who would like to have some additional life insurance coverage to pay for their final expenses, so to not burden their family. If this is of interest to you, I could stop by tomorrow to give you this free information along with a free quote?. I used a few other scripts that I had found on the forum, and online too but it just seemed like a lot of information to be giving them right when they answer the phone. In all, it was discouraging, but tomorrow is a new day. Most people said they already had that covered. One guy actually said, "Ma'am I don't plan on dying" and then proceeded to tell me that this conversation was a waste for both of us! It was hard not to laugh at that one. Waiting on my DM leads to come in is going to be the death of me!

Never say insurance

Hello is ------ their, my name is john and I'm following up with you about the new state regulated funeral expense benefit program available, have you received the information in the mail on it yet?

(Yes I have). Great! I'm going to be in your area tomorrow and would like to stop by introduce myself and answer any questions you may have. Is 11am or 1 pm better?

(No I have not). I apologize that you have not received your information yet, I will be in your area tomorrow and will personally hand deliver it to you. When is good for you 11am or 2 pm?
 
I would be willing to bet that using the term "life insurance" really hurt you. If I were cold calling (which I never have and dont imagine I will) I would probably say "final expense PROGRAMS" but I would also approach it as if they actually sent in a card using the same appointment setting technique.
Just my $.02

Thanks for the advice. That makes sense, I was just worried about how to respond when they said, "I don't remember sending anything in." I know that they usually they say that anyways, even if they have sent something in. But there is just something about telling an already older person that they probably don't remember sending it in. I realize the approach is lighter, but it seems like an insult.

Nevertheless, I will be trying this approach tomorrow. Hopefully I will have better results.

----------

Never say insurance

Hello is ------ their, my name is john and I'm following up with you about the new state regulated funeral expense benefit program available, have you received the information in the mail on it yet?

(Yes I have). Great! I'm going to be in your area tomorrow and would like to stop by introduce myself and answer any questions you may have. Is 11am or 1 pm better?

(No I have not). I apologize that you have not received your information yet, I will be in your area tomorrow and will personally hand deliver it to you. When is good for you 11am or 2 pm?

I like that approach. So by hand deliver, I just drop on by and give my presentation and all of the information myself? I would hate for them to expect me to actually be dropping off something, and then be upset when I want to come in and take up their time for my presentation. Wouldn't want to be kicked out or yelled at. :yes:
 
Never say insurance

Hello is ------ their, my name is john and I'm following up with you about the new state regulated funeral expense benefit program available, have you received the information in the mail on it yet?

(Yes I have). Great! I'm going to be in your area tomorrow and would like to stop by introduce myself and answer any questions you may have. Is 11am or 1 pm better?

(No I have not). I apologize that you have not received your information yet, I will be in your area tomorrow and will personally hand deliver it to you. When is good for you 11am or 2 pm?


I don't cold call and mybe you guys have point on that but I say I'm calling about "final expense life insurance" on every call I make.
 
I don't cold call and mybe you guys have point on that but I say I'm calling about "final expense life insurance" on every call I make.

I've used the term Life Ins if the lead card said it on it but with cold calling you need to take a easy approach.
 
Today I cold called 200 people. 0 appointments. I did not use the script from the op. It was more like...


Hi ______. My name is_________and I am the local insurance agent for Wilson County. I specialize in helping folks in the senior market who would like to have some additional life insurance coverage to pay for their final expenses, so to not burden their family.

If this is of interest to you, I could stop by tomorrow to give you this free information along with a free quote?.

I used a few other scripts that I had found on the forum, and online too but it just seemed like a lot of information to be giving them right when they answer the phone.

In all, it was discouraging, but tomorrow is a new day. Most people said they already had that covered. One guy actually said, "Ma'am I don't plan on dying" and then proceeded to tell me that this conversation was a waste for both of us! It was hard not to laugh at that one.

Waiting on my DM leads to come in is going to be the death of me!

Wilson County, NC? I grew up in Wilson but now live in Raleigh. Call me sometime 252-292-3350 and I'll give u some free pointers on how to write FE. I've been selling FE only since 1999....Greg
 
Thanks for the advice. That makes sense, I was just worried about how to respond when they said, "I don't remember sending anything in." I know that they usually they say that anyways, even if they have sent something in. But there is just something about telling an already older person that they probably don't remember sending it in. I realize the approach is lighter, but it seems like an insult. Nevertheless, I will be trying this approach tomorrow. Hopefully I will have better results. ---------- I like that approach. So by hand deliver, I just drop on by and give my presentation and all of the information myself? I would hate for them to expect me to actually be dropping off something, and then be upset when I want to come in and take up their time for my presentation. Wouldn't want to be kicked out or yelled at. :yes:

It's a easy way in. If you go and they answer the door they will let you in. It's easier for people to be rude to you over the phone than in person and if they agreed to let you come out then they were not rude on the phone
 
Cold calling for FE does work if you have the right script. The reason that the folks on this thread are having so much trouble is that they are doing what one of my early mentors would call "going for the bra too fast", that is, they are asking for permission to come over to the prospects house within the first 30 seconds of the conversation.

Even when you get your calls perfected, another problem is that you can't be on the phone generating leads and running appointments at the same time, so before long, you will need a telemarketer.

Every time that I hired a telemarketer the best week that they ever had was their first week. Not long after that they would start to burn out and I would have to find another telemarketer. You also can't simultaneously hire and train a telemarketer while running appointments.

I think I was planning on making a point somewhere...but oh well
 
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