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Going off of what has been said here earlier, it's also important not to ever put down (at least until you have some sort of relationship) the person's current carrier. If you go into the conversation saying "State Farm is so expensive here, plus they are terrible on claims" you immediately pit them against you.
A better technique is to agree with people's rebuttals. Example:
Customer: "No, I have State Farm, and they've always been good to me."
You: "You're right, State Farm is an excellent company. In fact, that's why I'm excited to discuss this with you, because we are looking for people that are responsible, care about quality, and take care of their property... (continue with the sale)"
The best prospect that I ever had was the one I was in front of at the moment.