CUL Dental has it changed that much ?

Apr 15, 2019

  1. LostDollar
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    LostDollar Guru

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    Does UNL allow reimbursement for an eye exam every year?

    Does the deductible you mentioned apply to combined dental and vision expenses for the year?

    edit-----
    the reason I asked, I think eye exam every year and glasses every other year was a pretty standard coverage in the group vision plans we had over the years.
    end edit---
     
    Last edited: May 8, 2019
  2. jerryrut
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    jerryrut Guru

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    Who is UNL?
     
  3. LostDollar
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    LostDollar Guru

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    If your teeth are in pretty good shape and you are just doing insurance for "young person" basic cleaning and the remote risk of accident-If individual Delta coverage there is like Kansas, you may find it to be pretty expensive.

    If you do any cost and/or network comparisons for Delta and UNL, I'd be interested in a pm. (no promises there.)
     
  4. LostDollar
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  5. jerryrut
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    jerryrut Guru

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    I’m having trouble hearing you:)
     
  6. JustinTime
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    Also, don't forget that Medicare Advantage plans (although they aren't supposed to be sold on Value Added benefits like dental, hearing, vision) can help out with these costs as well.

    I know this isn't a vision plan, but for some you might find it helpful to mention to clients to consider getting their eyeglasses direct from a place like Zenni Optical:

    Glasses – Glasses Online – Prescription Glasses | Zenni Optical

    My wife got a pretty basic pair of prescription glasses (frames and lenses) mainly to use at night for $12 shipped directly to our house. I've had co-workers who have purchased from there as well and been pleased. Obviously you can spend more, but since they manufacture their own glasses they cut out the middle-man.

    ReSpecacle is another place you might want to check out if for some reason a person can't afford new glasses. They basically recycle glasses and anybody can get up to 3 free pairs shipped to them per calendar year:

    ReSpectacle
     
  7. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    Yes, up to $50 a year.

    Yes one combined deductable.

    When they changed to a stand alone plan, rather than a rider...they put a lot of limitations and maximums on the plan that weren't there before. It's no longer a good plan and over priced in my opinion. I've tossed it in the garbage. I kept one brochure/outline for the sake of reference.
     
  8. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    United National Life...GTL's sister company.
     
  9. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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  10. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    Yeah, but sometimes they mess up. :err:
    [​IMG]
     
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