DOES Anyone Know how Primerica Insurance Works??

Lee he was licensed in March of 2009...Got appointed with Primerica in Dec 2012 and looks like he moved Independent in April of 2013 as his appointments with Humana and other companies started showing up on the FLorida Dept of Ins in April through June of this year.

Oh Jeez,

Shalle, I apologize, I thought you were an experienced insurance agent. Please forward my question to your wife. While not an experienced life insurance agent a Primerica term sales person at least knows a little.
 
Oh Jeez,

Shalle, I apologize, I thought you were an experienced insurance agent. Please forward my question to your wife. While not an experienced life insurance agent a Primerica term sales person at least knows a little.


Well Jeez it seems someone does half there home work. Try WV,PA,OH, MD, and most of the other states. BOY it seems I have learned more in a few years then you have in 30-40 aren't your customers getting the best bang for there buck with you. I truly am disappointed that I join this forum to help and Tins immediately attacks me, and the rest of his groupies jump in. I only attack your credibility as you do mine. The truth is I put my info out there because I feel no need to hide behind a screen name. I love the fact that you make yourselves look so petty and hide. If you are as good as you claim stop hiding. Unlike you I will never hide and will do my best to help the new agent who needs it.
 
Give me the complete hypothetical scenario here, peramed yes or no e-app or face to face? We curently work with all carriers on all products. So many options from Banner to Genworth and so on.

There have been many options for decades. That is why I have been an independent agent pushing 30 years.

F2F and let's give the paramed no paramed options, Like any good agent would. I assume this is Mrs Shalle.

Can you ask shalle, to answer the other questions. He ask a lot but does not answer any. Kinda rude, don't you think?

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Oh and I noticed he deleted a lot of his post.
 
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There have been many options for decades. That is why I have been an independent agent pushing 30s.

F2F and let's give the paramed no paramed options. Like and good agent would. I assume this is Mrs Shalle.

Can you ask shalle, to answer the other questions. He ask a lot but does not answer any. Kinda rude, don't you think?

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Oh and I noticed he deleted a lot of his post.

No your buddy Tins has me on moderation. I will answere any question you have. So I do not understand were you come from. It seems that you are the only one who I have talked to who wants to over come the petty BS and cut to the chase. So I will get back to you in a few. I have a few real clients to deal with for now.
 
Well Jeez it seems someone does half there home work. Try WV,PA,OH, MD, and most of the other states. BOY it seems I have learned more in a few years then you have in 30-40 aren't your customers getting the best bang for there buck with you. I truly am disappointed that I join this forum to help and Tins immediately attacks me, and the rest of his groupies jump in. I only attack your credibility as you do mine. The truth is I put my info out there because I feel no need to hide behind a screen name. I love the fact that you make yourselves look so petty and hide. If you are as good as you claim stop hiding. Unlike you I will never hide and will do my best to help the new agent who needs it.

Show me where I attacked you first.

A good many agents here know who I am. I have also help many. Unlike you I do not recruit so I do it purely to help. I do not line my pockets off the back of agents. Do you?

Show me where I attacked you first. And what part of what I said about Primerica do you disagree with.

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No your buddy Tins has me on moderation. I will answere any question you have. So I do not understand were you come from. It seems that you are the only one who I have talked to who wants to over come the petty BS and cut to the chase. So I will get back to you in a few. I have a few real clients to deal with for now.

Tins is a big boy, He does not speak for me and I do not speak for him. And he does not have the power to Moderate you or delete your post. A lot of it was sent over to fight club by the moderators.
 
Well Jeez it seems someone does half there home work. Try WV,PA,OH, MD, and most of the other states. BOY it seems I have learned more in a few years then you have in 30-40 aren't your customers getting the best bang for there buck with you. I truly am disappointed that I join this forum to help and Tins immediately attacks me, and the rest of his groupies jump in. I only attack your credibility as you do mine. The truth is I put my info out there because I feel no need to hide behind a screen name. I love the fact that you make yourselves look so petty and hide. If you are as good as you claim stop hiding. Unlike you I will never hide and will do my best to help the new agent who needs it.

Since you listed your state on here as Florida that is where I checked...You let me know which state you were originally licensed in and I will check.
 
I'm good. There is no need for me to continue. I know enough to know that Primerica is usually a poor choice for the average consumer. Do some quotes on term4sale.com

The "Managers" are horrible what they do to their newbies. From starvation commission rates to writing their friends and families before they can write them. I personally know saved PFS agents whose "managers" wrote the recruit and their wife before they were licensed. The "agents" are very poorly trained. Mostly they just parrot what the equally poorly insurance educated managers say. I have had to school more than one newbie and their "manager" during the conservation meeting. You know, where they bring in the RVP closer. Gawd, I loved those.

I get that you were with them and your wife was one of the "managers". I personally could not recommend them nor would say they have good competitive products. I have written against and replaced them at will for around 25+ years. (A.L. Williams)

No your buddy Tins has me on moderation. I will answere any question you have. So I do not understand were you come from. It seems that you are the only one who I have talked to who wants to over come the petty BS and cut to the chase. So I will get back to you in a few. I have a few real clients to deal with for now.

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I think after reading everything your wife has done I might just go with primerica;) was she earning good income like primerica states?

Molina, I am serious that if you place the PFS business in my area I will buy you a list to work.

Or after you work for them awhile and they are done with you, get up, buckle up and once you can walk again call me and we can go fix what you broke at your friends and family.
 
I am currently a Primerica rep in California I am new in the life insurance world and can already say after 4short months of being with primerica...don't do it. I have been promoted to district leader at the 50% income yet only being paid 30 percent hearing every explanation under the sun none making any sense. I have not been trained on how to move the product but on how to recruit recruit recruit. I am currently trying to find another way to do life insurance and still stay home with my baby.
 
I am currently a Primerica rep in California I am new in the life insurance world and can already say after 4short months of being with primerica...don't do it. I have been promoted to district leader at the 50% income yet only being paid 30 percent hearing every explanation under the sun none making any sense. I have not been trained on how to move the product but on how to recruit recruit recruit. I am currently trying to find another way to do life insurance and still stay home with my baby.

Really how are you getting paid?? I just started with them :/
 
Very little and very sparse I did my 4x4 qualifying me for the bonus only to find out it is really 4x6 and I have yet to be paid for that bonus and its been over 2 months

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I did a 1100 dollar policy at which 50% is 550 when I last went to kindergarten but my pay is only going to be 266.00 plus 70.00 in 11 months with an explanation that I am paid lower due to clients age all I could say was hmmmm I was dumb founded on how they tell you one percent and actually pay another just tell me the commission varies and I could understand but that's not what we are told so I'm dummbfounded
 
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