Newby your note acted like your association with yig afforded agents a higher commission with trans at 115%. This is generic street. I simply said there's imos giving 120% and a few 125% with zero production requirements with trans . I'm willing to guess you're the 3rd leg of a down line with trans with yig the second and they're under a nmo.So you're probably at 140% or maybe 145% with trans. You've built your whole organization threw an Internet insurance forum. I get tons of pm's with people telling me my posts are a breath of fresh air as I'm sick and tired of all the marketers and there hype and your notes have no spam behind them and speak the truth. Im just trying to educate people what's out there AND I HAVE NO BIAS ARE PROFIT MOTIVE. 2 of your main supporters have now turned on you. This is why I chose to basically keep to myself and stay a loner. When people get to close to each other there's usually disagreement and jeoulousy to come. Fex used to poo pooed fixed cost leads and then you hyped settlers coming deal till it fell apart . You poo pooed tm leads and now I here you have an affiliation with somebody and are pushing them. In the end I want hard working agents who bust there butt in the field to understand your imo does very little for you after the first few months and is sucking commissions of you for life. Do you think Newby gets on here writing notes out of the goodness of his heart? Lol he's on here making $100's of k a yr in over rides basically having a rah rah call weekly and uses Jd as his front guy to mkt. I'm sure jd is well rewarded .At least imos with fully underwritten cos like pru are american General process your business but Fe imos just try to suck a living off hard working and many struggling agents.They're wolves in sheeps clothing.