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What are the rates for male age 65 non smoker. $15,000. Level, Graded and ROP?
Thanks
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What are the rates for male age 65 non smoker. $15,000. Level, Graded and ROP?
Thanks
Here is the pre-calculated rate document: Forethought Rates
And I can marry the HIPAA with any state application you need.. it's what I'm doing for my folks to make it easier.
You're right, it is kind of awkward to have to have another document to print and I'm sure it's being forgotten here and there.
It is odd, most non med apps only require MIB disclosures.. Never got to deep into the legal aspects of contracts but always thought Hippa forms were only for fully underwritten/medical exam policies
HIPAA authorization only encompasses the first two years and is standard so that they're authorized to get medical records during the constestibility period. I think you'll find them in all apps for that purpose. The authorization expires after 24 months.
It's on the Foresters PlanRight application, too (Section 9) but is not called HIPAA.
Maybe I'm not the sharpest knife in the drawer, but what purpose does a return of premium serve on a final expense policy?