One of the other agents turned to me and said "Sweety to be in this industry you've either gotta grow a pair (Independent) or buy a pair (captive) and you women like to shop." I thought it was an interesting take on the issue.
HaHa, gotta love alpha's. This is a funny way of looking at indies vs. captives......Fortunately, captives can purchase said product via a line or credit or monthly payments....