Final Expense Bank account question on the phone ?

Yup, and I offered you a 50% contract, which you respectfully declined :1biggrin:
You know what's funny? With the carrier who won't be named only 44% of our clients could qualify for level or graded. & their modified is very expensive & hard to sell.

I might have made more $ with you guys and a low contract & free live transfers. Just because the process & product is so much better.
 
Stop selling FE over the phone.

You can use a drop ticket Term carrier that doesn't require SSN or Bank Info on the agent portion of the app... you complete a 5 min eapp (called drop ticket) & then you live transfer straight to the carrier and they ask for the sensitive info (people are more willing to give the carrier the SSN & bank info, go figure). Then they get the voice signature. Carrier takes care of the rest of the process... ordering APS, exam, etc...

Again... total time agent spent 5-7 mins. Then you're back to the next call.

You'll make much more $ with Term. Trust me. Seniors are way too skeptical & all FE carriers have dog crap telesales processes (except AmAm). Not saying it can't be done (it can, I have agents who do it) but all I'm saying is if you recruited 100 FE telesales agents & 100 Term telesales agents , the term agents would average more commissions per hour & would still love life. LOL

Which Carrier?
 
Stop selling FE over the phone ... Not saying it can't be done (it can, I have agents who do it) but all I'm saying is if you recruited 100 FE telesales agents & 100 Term telesales agents , the term agents would average more commissions per hour & would still love life. LOL

When I grow up I want to do term telesales and love life.
 
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