I’m at 135% with them and I’ve only done maybe 10 apps . I’m sure top contract 155-165% . There underwriting pretty aggressive . At this pt I’m running no fe leads as it’s Medicare super bowl . But I’ll still write 4-6 a week as people ask me . Got 2 life calls today from Medicare clients
Final Expense Customer Service 2022
- Thread starter noah
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Wow that’s nice ! No wonder they are everywhere. Some agents might be getting 140% if they put all their business with them.
Their CS answers the phone pretty quickly,no long holds. They are a little higher than Am Am.
- 18,989
Called AmMem with 2 clients today. On hold almost 20 minutes.
They would not fax or email surrender forms. They are trustage now but they won’t accept a trustage/Cuna surrender form.
Their customer service is very good for me.
Not so much for their clients. Er, former clients.
They would not fax or email surrender forms. They are trustage now but they won’t accept a trustage/Cuna surrender form.
Their customer service is very good for me.
Not so much for their clients. Er, former clients.
- 29,491
Sounds like they've got your # flagged too.Called AmMem with 2 clients today. On hold almost 20 minutes.
They would not fax or email surrender forms. They are trustage now but they won’t accept a trustage/Cuna surrender form.
Their customer service is very good for me.
Not so much for their clients. Er, former clients.
- 18,989
Sounds like they've got your # flagged too.
I know!! That danged AI!!
They actually do know who I am there. One lady I've talked to many times there is quite friendly.
One of the funniest CSR's ever was one with Kanawa Life. Guy was paying like $150/mo for $3000 face with a 2 year waiting period. Once she went over the numbers she said, "why would you buy this?".
I said, "thank you, that was my question too". Another one at LH agreed with me that it was "legal stealing". Then caught herself and was, "no wait, that's not what I meant".
I said, that's OK, you have a conscience. You just shouldn't say it out loud to us on a recorded line. 
As for ammem I don't believe agents are getting 140% contracts or even 135%. Don says he is and maybe he is? But he's the only one then. Very few are getting 120% with them.
They used to advance 12 months. I don't know if they still do that. Those are some big chargebacks those agents are getting as soon as those policies are found. That's gotta sting!!
I know!! That danged AI!!
They actually do know who I am there. One lady I've talked to many times there is quite friendly.
One of the funniest CSR's ever was one with Kanawa Life. Guy was paying like $150/mo for $3000 face with a 2 year waiting period. Once she went over the numbers she said, "why would you buy this?".
Another one at LH agreed with me that it was "legal stealing". Then caught herself and was, "no wait, that's not what I meant".
As for ammem I don't believe agents are getting 140% contracts or even 135%. Don says he is and maybe he is? But he's the only one then. Very few are getting 120% with them.
They used to advance 12 months. I don't know if they still do that. Those are some big chargebacks those agents are getting as soon as those policies are found. That's gotta sting!!
I agree most agents with American Memorial are under mlm type outfits or koolaide drinking . Orca,senior select , nasb . Most of those agents at 75- 100% and a few at 120% if they push hard enough and are doing big production . For instance I’m at 130% with Aflac and street 113% . Supposedly you have to be doing $1 mil . Again one reason I’m getting these contracts is I’m Piggy backing off my big mapd production. But I 100% agree few few few agents getting 130% . Getting 135% is extremely rare for a non recruiting agent .
- 29,491
Hahaha, Kanawa Life, wasn't that Humana?I know!! That danged AI!!
They actually do know who I am there. One lady I've talked to many times there is quite friendly.
One of the funniest CSR's ever was one with Kanawa Life. Guy was paying like $150/mo for $3000 face with a 2 year waiting period. Once she went over the numbers she said, "why would you buy this?".
Another one at LH agreed with me that it was "legal stealing". Then caught herself and was, "no wait, that's not what I meant".
As for ammem I don't believe agents are getting 140% contracts or even 135%. Don says he is and maybe he is? But he's the only one then. Very few are getting 120% with them.
They used to advance 12 months. I don't know if they still do that. Those are some big chargebacks those agents are getting as soon as those policies are found. That's gotta sting!!
- 16,884
It's different though that they are not exclusive leads. They are sold to multiple agents. It's a good deal for what it is. But there is a huge difference in the cost of leads that are exclusive and leads that are re-sold through multiple channels. You can't compare them like they are the exact same thing.
Update: This post has incorrect information and the re-sold leads from the other vendors are not coming from Ben's agency.
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I do not believe they are re-sold. That is according to Ben.
- 16,884
I guess you are right. Ben sent this e-mail to me. "I do not sell our agents leads to multiple sources. I would appreciate you not spreading inaccurate information. "
The reason I thought they were is there are several lead vendors on Facebook selling recent RGI direct mail leads at around $15 per lead and they all are originally from the EFES agency according to the lead code so I assumed that was part of Ben's model. I stand corrected that those resellers are not getting their leads from Ben.
