After researching I found a temporary residence and I've been testing selling over the phone - it works. So far this week over 3,000 AP with today to go. Sweet spot seems to be the uninsured 45 to 70. However - one of mine this week was 85 and just wanted $2500 face - $973 AP.
Baltimore Life has suspended their phone apps until further notice by the way. If they can get the persistency figured out - they may resume after August.
You can get you a contract 90% to 110% - depending.
But there are several that do phone - Senior Life, Lincoln Heritage, Pensacola Mutual (new one) and maybe BL in the future.
Tom
Tom, which one are you using?