Guaranteed Universal Life - how guaranteed is it?

[FinalExpenseDojo.com]

Allstate has some very tight underwriting. I would be shocked if he ends up getting that rating!

 

[shonceman]

Allstate has some very tight underwriting. I would be shocked if he ends up getting that rating!

I haven't totally given up on him yet. I told him that I thought his agent might be rating him too low. But according to what he told me, they might only have a 5-year lookback. If that's the case, she's rated him accurately at Standard Select. But I left it with him promising to call me if the policy comes back with a higher rate. (Of course i'm not really gonna wait for him to call!)