Health insurance doubled !

Today spoke with 3 families that their plans are about the same price, some higher "$2178 family 5" with 7k ded...they are not renewing...What would you senior agents tell them?? Some have minor preexist and wont qualify for "alternative plans"..."I will wait if something happens then get a plan during open enrollment"
 
Is Unity HealthShare legal under The Affordable Care Act?
Unity HealthShare is a recognized Health Care Sharing Ministry and members are exempt from the penalties assessed to those who do not have health insurance

Is Unity HealthShare insurance?
No, Unity HealthShare is not insurance. This publication or membership is not issued by an insurance company, nor is it offered through an insurance company.

What about pre-existing conditions?
Any illness or accident for which a person has been diagnosed, received medical treatment, been examined, taken medication, or had symptoms within 24 months prior to the application date is considered a pre-existing condition. Symptoms include but are not limited to the following: abnormal discharge or bleeding; abnormal growth; break; cut or tear; discoloration; deformity; full or partial loss of use; obvious damage, illness or abnormality; impaired breathing; impaired motion; inflammation or swelling; itching; numbness; pain that interferes with normal use; unexplained or unplanned weight gain or loss exceeding 25% of the total body weight occurring within a six-month period; fainting, loss of consciousness, or seizure; abnormal results from a test administered by a medical practitioner.
For more information, see Member Guidelines
 
Assuming he is talking about Aliera, its not ACA approved.

It has received the CMS approval that it qualifies as an "exception" share ministry and its members will not be subject to the penalty.

There's a difference. Most agents understand that. Consultants probably don't. ;)
 
Today spoke with 3 families that their plans are about the same price, some higher "$2178 family 5" with 7k ded...they are not renewing...What would you senior agents tell them?? Some have minor preexist and wont qualify for "alternative plans"..."I will wait if something happens then get a plan during open enrollment"
What is the state of residence.
 
Assuming he is talking about Aliera, its not ACA approved.

It has received the CMS approval that it qualifies as an "exception" share ministry and its members will not be subject to the penalty.

There's a difference. Most agents understand that. Consultants probably don't. ;)
They have plans that meet the ACA guidelines.
 
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