KGMom, last year, did you obtain the official subsidy $$$ amount before purchasing the plan? I did, because sometimes the actual amount granted by HHS would be less than what the calculator estimated..or they'd be denied totally.
What will you do to appease a client who thinks his Blue plan will be $550 after the $300 subsidy is applied, only to find out when he gets his packet that the official subsidy was only $240 and his premium is $610 instead?
If he/she says, "I don't want this, put me on something that's close to the price you estimated", how do you handle it? You call the Marketplace and ask them to change the plan?
Gotta plan ahead because you know there will be cases like this when the true subsidy amount is unknown at the time of plan purchase. Thoughts?
-allen
I didn't have this happen. Ever.
But you've got to remember, that my subsidy based business is miniscule compared to everyone else