Hello Everyone!

[DHK]

Interesting. That's good to hear. To be honest, my b.s. meter is still going off on this guy...

Of course. Especially with his thin skin of being offended by some words on his screen and then re-emphasizing that he still earns $30k-40k a month. Probably to reinforce back to himself of how much he's going to earn.

Lol... I came here because I thought it would be a good resource for a new industry that I'm really enjoying.

I made a hello thread and people asked questions so I replied.

But you big shots are already attacking me lol... Well it doesn't matter. Good luck to you all.

This "cult," pays me $30-40K a month so... I'll stay right here haha.

PS: Still a great industry!

This group IS a great resource to learn... and the first thing you learn is that this business is about serving others and learning how to do that in this profession... not bragging about how much you're earning.

Nobody cares. And when you're new... it's just bull****.

Now, if you want to quit the bs about recruiting and the flash... and want to learn how this business can really work... stick around.

I doubt you have the b***s to do it. I doubt that you're a student of this industry. I doubt that you're going to make it past year 2 in this business.

Prove us wrong.

 

[DayTimer]

Prove us wrong.

I actually have no doubt he is writing $40K/month because the FFL system all but assures it if you buy-in: Buy lots of leads ($1000 to $3000 a week in many cases) and hit the phones. He is probably sitting with 30 appointments a week. He is likely writing mostly mortgage protection ROP term cases, which will be high premium term cases. If you call buy a list of 100 names each week of people who have recently raised their hand and said "Yes, I would like a life insurance quote," and then you call that list over and over to make appointments and then you actually show up for those appointments, you are going to write some premium.

I would bet he is working hard and making it work. I have just about zero doubts that he is writing $30k-$40K in premium at this time.

That doesn't mean he'll be here in 2 years. Especially if 23 months from now Americo (presuming that is his main carrier) starts to Plan F his cases resulting in a rash of full 23 month charge backs.

My criticism is that he blew into town looking to recruit from jump street, and then when he was called on it, he instead resorts to name calling/insults and claims he was here to use the forum as a resource, which implies he is here to learn.

That is clearly BS.

 

[rousemark]

Even 1099s are pretty meaningless. They don't show payroll, office expenses, marketing costs and all of the other deductions that self employed folks can take.

Disability carriers and mortgage lenders don't let you just submit 1099s, you have to show your full tax return. That's the only way to get a true idea of what someone (who is self-employed) is actually taking home.

I would settle for the 1099... After all, he did not say he was doing $350K net.

 

[DayTimer]

I would settle for the 1099... After all, he did not say he was doing $350K net.

He's at $20K+ MTD for April, so $30K should be easy from here, and $40K if he runs hard. He only needs a a hundred or two over $29K to hit $350K for the year.

The FFL recruits who are capitalized and work their system will put up nice numbers.

And all that over-priced ROP term is inventory for high cash value par whole life writers if we can find it.

 

[rousemark]

He's at $20K+ MTD for April, so $30K should be easy from here, and $40K if he runs hard. He only needs a a hundred or two over $29K to hit $350K for the year.

The FFL recruits who are capitalized and work their system will put up nice numbers.

And all that over-priced ROP term is inventory for high cash value par whole life writers if we can find it.

Well, it would appear that we owe him an apology over his production.. It ain't brag if you do it..

 

[toolbelt]

This "cult," pays me $30-40K a month so... I'll stay right here haha.

I guess you didn't read the part about human sacrifice of $30k-$40k earners on the 23rd of each month?? Whatever you do, stay away from the green Koolaid.

 

[WinoBlues]

Even 1099s are pretty meaningless. They don't show payroll, office expenses, marketing costs and all of the other deductions that self employed folks can take.

Ain't that the truth. Having just come out of tax season.

Gross ------ < The Great Divide > ------- Net

 

[DS4]

Blessings everyone!!

Nigerian Scammers all use the “Blessings” word.
I call BS on the production #’s.
I wrote my last life policy in 1991. Too little money.
Med supps, group and Indy health have made me rich.
I got my license when Jimmy Carter was President.

 

[Chuckler]

He's at $20K+ MTD for April, so $30K should be easy from here, and $40K if he runs hard. He only needs a a hundred or two over $29K to hit $350K for the year.

The FFL recruits who are capitalized and work their system will put up nice numbers.

And all that over-priced ROP term is inventory for high cash value par whole life writers if we can find it.

Explain please.

 

[DayTimer]

Explain please.

You're going to have to ask me some specific questions because it seems pretty clear to me.