How is AEP going?

[StevenjKSU]

I have reviewed 30 my of UHC clients so far and only 3 are making a switch due to dental.

Their network is strong, their plans have been relatively consistent compared to other carriers. We have also had one carrier drop out of MA entirely and a couple of others that dropped a major provider or two mid year last year, so that is helping UHC. So far so good, definitely going to be using more UHC PDP than I expected or ever have before, hopefully that doesn't turn into a pita.

The utilization rates were pretty low on the comprehensive dental, so my guess is that the average person likes the idea of having dental coverage more than actually using it.

 

[Special Agent]

Caveat, not an agent.

This is my idle curiosity kicking in.

If a person had a UHC MAPD with a dental benefit, the dental benefit goes away, and the person then buys a standalone UHC DVH, will UHC waive the restorative/major services waiting period on the standalone plan?

Thanks.

UHC DVH has no waiting period on anything other than 12 month for implants on DVH 3000

 

[LostDollar]

UHC DVH has no waiting period on anything other than 12 month for implants on DVH 3000

Yes. Ok. Thank you.

Now that you say that, Chazm has told me that twice already and I can't remember it.

At some point I need to check with an agent and see if that one is cheaper than the one I have.

 

[Gwen Redington]

It's a bit busier than other years but I'm not getting blown up with phone calls. I have gotten 4 or 5 referrals already, and it's not even the 15th yet, so I'll call this season a win based on that.. I usually get referrals all throughout aep, but not that many so quickly, usually the rush is toward the end of aep with referrals.

Annoyed about Vandy dropping Blue Cross because that's a lot of clients who'd have stayed otherwise.

 

[Chazm]

Yes. Ok. Thank you.

Now that you say that, Chazm has told me that twice already and I can't remember it.

At some point I need to check with an agent and see if that one is cheaper than the one I have.

It's not cheap. Good isn't cheap imo

 

[Jim Wright]

For those of your members losing some of their dental benefit, you may want to look at Ameritas with them. Not the greatest dental plans in the world but no waiting periods, they bump them up to the next year tier if they've had other dental coverage at the time of the app, and they don't coordinate benefits. Not super expensive and they pay heap commissions to agents

 

[vic120]

UHC has not changed much, Cigna has not changed much

Humana in many areas has really changed,

Aetna has droped and reduced some benefits and raise some copays, the biggest issue I am running into with them is the drug % copay on every plan

 

[axeman462]

14hrs 8min until the official start of AEP!

 

[vic120]

14hrs 8min until the official start of AEP!

AEP starts on the 1st

once we market we begin to set up enrollments, we are working it and doing med supps,

Ive been working 10 hours a day since the 1st

 

[axeman462]

you should read the message again. carefully.