I Have Bad Credit and Can't Get Appointed!

[HoosierLife]

Good idea. Haven't tapped the annuity market yet.. Are you familiar with them? ---------- Ok I will look into them now. Thanks!! ---------- I hope that's a good thing.. lol

You need to read the sarcasm between the lines.

 

[Insuranceguyatl]

You need to read the sarcasm between the lines.

Uh oh.. translate, I'm a newbie.. lol

 

[TwiLight]

It's probably because the chargebacks and advances etc associated with fe, but getting denied for annuities due to credit seems rare. Fixed and FIA only, where he won't need a securities license or broker/dealer association etc.

I can see you know nothing about annuity companies. They are the toughest when it comes to credit. They will hold off appointing an agent because of late payments.

 

[KRobby]

I can see you know nothing about annuity companies. They are the toughest when it comes to credit. They will hold off appointing an agent because of late payments.

It's much easier to get appointed to sell fixed annuities than fe, tard.

 

[Norwayguy]

It's much easier to get appointed to sell fixed annuities than fe, tard.

You realize you just said that to an IMO.....I think he has some actual experience getting problem agents appointed, and annuity companies are worried your credit issues may push you to do things that will be harmful for the client and we are no longer talking $600 annual premiums but now 10s of thousands and 100 of thousands of dollars.

 

[Infuego]

It's much easier to get appointed to sell fixed annuities than fe, tard.

Financial responsibility is far more important when dealing with financial products. I had to write a letter a letter of explanation to American Equity years ago when I was appointed- never had to do that with life. And the name calling is just stupid.

 

[moonlightandmargaritas]

It's much easier to get appointed to sell fixed annuities than fe, tard.

This speaks volumes to your intelligence (or lack thereof) level. Uncalled for.

 

[goillini52]

It's much easier to get appointed to sell fixed annuities than fe, tard.

Twilight's an IMO and one of the more knowledgeable posters on the Forum. If I'm going to take advice from you or him, I'll take that advice from...............him, who's been through it. I think he'd know something about it since he has to guarantee any advances given to his agents.

It doesn't make sense that they'd be more lenient with annuities. With FE the agent's looking at an average commission of around $600. Annuities can pay an agent thousands...you can make $5,000 on a FIA that's not that big.

Which one do you think you have to worry more about with a person that's not responsible financially and could see the big commissions of an annuity as a chance to get out of a hole...and maybe lie about the benefits.

 

[KRobby]

Good idea. Haven't tapped the annuity market yet.. Are you familiar with them?

Hey bud, do us a favor and try to get appointed for 3-5 companies to sell fixed annuities and let us know the results in comparison. This board is simply stacked with parrots lacking deductive reasoning skills. I'll respond to your pm as well to let you know where to learn.

-King Robby.

 

[WinoBlues]

Hey bud, do us a favor and try to get appointed for 3-5 companies to sell fixed annuities and let us know the results in comparison. This board is simply stacked with parrots lacking deductive reasoning skills. I'll respond to your pm as well to let you know where to learn.

-King Robby.

Recommend a few annuity companies for him and other future agents that have the same problem. Maybe you can teach Twilight something.