Lincoln Heritage - what is their niche? Are they #1 as they say?
- Thread starter myinsurebiz
- Start date
- 5,943
Once the nurses start wheeling out all of old ins. agents out of their rooms and turn the wifi on, these old "farts" (said with the up most respect of course) wheel up to their computers and are a endless resource of information.
...and historical data.- Thread starter
- #73
- 6,027
Depends . . .
OLA has decent % on many Carriers if you want to work the Indy / Broker side . . .
MoO 120%, AmAm 125%, Prosperity 120%, Sentinel 120%, 120% Americo . . .
They have training on FE and Medicare . . .
One life doesnt only have one set up. They also offer above street level commissions too.
Jaymon
Super Genius
The website makes one think agents are living this lifestyle with jets, several six-figure cars...but in fact it is only the top of the up-line.
FP Group | One of the Nation's Largest Final Expense Insurance Agencies
Yes, he's seems generous...he even showed-off donating 2.5 million to Ohio State Wrestling. Maybe it would have been better spent in giving the agents pounding the pavement holiday bonuses???
The true business platform is selling pipe-dreams to people that don't know any better, so don't be impressed with his lavish lifestyle and generous givings...it's all part of the show taking advantage of potential recruits (victims).
Last edited:
he Started off as a sales person with LH. So what he has been able to accomplish is pretty impressive and something many agents could do if they are willing to work as hard as he did. You see it right here on the forum where agents say they only work 3 or 4 days a week. You won't become the next Brad Jennings doing that.
On a side note, the millions of dollars he donates to charity each year is better spent going to charity than to give back to the agents. If agents want to make more money they can make more sales. And lastly they aren't victims, by are adults who make a decision. It's so sad how we are at a point in this country where we don't believe in personal responsibility and justify decisions by saying someone doesn't know any better.
I'd never contract with LH or under brad Jennings, but I'm not going to hate on them either. Only person I hate on is Travis Tubbs bc of what went on with the welfare fraud, yet even through that - somehow the man who has legally made millions and is extremely charitable is the bad guy.
On a side note, the millions of dollars he donates to charity each year is better spent going to charity than to give back to the agents. If agents want to make more money they can make more sales. And lastly they aren't victims, by are adults who make a decision. It's so sad how we are at a point in this country where we don't believe in personal responsibility and justify decisions by saying someone doesn't know any better.
I'd never contract with LH or under brad Jennings, but I'm not going to hate on them either. Only person I hate on is Travis Tubbs bc of what went on with the welfare fraud, yet even through that - somehow the man who has legally made millions and is extremely charitable is the bad guy.
The thing OK, I understand there product cost more then others, But on Chargebacks, doesn't every carrier do chargebacks.
And saying they double chargeback Flipping Business, well if I understand it correctly isn't flipping business technically "Twisting" which would be an illegal practice to begin with.
And saying they double chargeback Flipping Business, well if I understand it correctly isn't flipping business technically "Twisting" which would be an illegal practice to begin with.
- 7,012
If you leave an Indy agency you don't owe anything but for policies that charge back. All of your unearned premiums become earned as clients make their payments.
If you flip your own book, illegal or not, you will receive a new 9 month advance but owe back the charge back.
With Lincoln, they stipulate in their contract that if you are terminated that you have to pay back the unearned advances, which is basically like a charge back and then if you flip the biz, you get a real chargeback, hence the "double" chargeback.
chasejordan1
Guru
- 489
How do they prove the writing agent rolled the biz though?
If the agent filled out the replacement form would be one way...Another is by calling the client, especially if they suspecting rolling. And, sometimes they don't even bother to "prove" it... They get several cases cancelling from a particular agent (ex-agent) Thy terminate for cause and stop renewals and leave it up to you to prove you didn't.
