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- #11
Moving out of area should allow her a SEP to switch to anything.
ESRD by itself would only allow for a move within same carrier.
Am I wrong about ^^?
I initially thought that too, but my research (and even backed up by UHC underwriting), is coming up that other MAPD carriers could deny her due to the ESRD.
I even asked about a medsupp, and they (UHC) told me she would get denied.
Not that it makes much of a difference in this particular case though. Her doctors don't accept a whole lot of plans (there is also not a lot available in the county she lives in), and UHC is coming up as the best choice for her. But, these rules seem to have a lot of different interpretations...