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Not necessarily - the guys running outfits like Mega, NAA and Primerica have no problem finding fresh meat.
With the economy tanking - there will be an abundance of prospects. Check out this dream I had last night:
Since we are focusing on one product and doing it well. I have tested and tweaked our marketing system training into an 8 hour event. If a person can effectively speak on a phone we can teach them to follow a proven script and close deals.
So - in my dream I embraced the homeless and unemployed. We cleaned them up, got them licensed and then set them up in a call center environment to sell their asses off . . .
Imagine one company single handily decreasing the number of homeless people and unemployed people by showing them how to simply market a simple product - amazing . . .
In Georgia - a person doesn't have to pass a test to get a Sub-Agent license. All it takes is attending a 20hr pre-licensing course ( no test ) and $75 a year. Wam Bam - instant marketers. Once the client is ready to buy - transfer the call to a licensed agent to close the deal.
The Sub-Agent can do everything a Licensed Agent can - except "bind" business. An agent doesn't "bind" a Life Insurance policy.
So - yes - there is an abundance of "fresh meat" as you say.
I'm talking about lasting for forty to fifty years like some State Farm and Allstate agents - along with the Rolling Stones.
LOL - I'll be 86 is fourty years. I will have my nest egg built in 5 years. I'm 5 years into my 10 year goal. On track and exceeding even my own expectations . . .
Tom