Monumental Life

[jdeasy]

The problem is that those agents that are successful in the business but not superstars, are paying for the failures of those that don't put forth an effort and burn through their leads. We know that EFES absorbs a ton of costs on agents that burn out, but the way they make that money up is on the agents that stay. It's not a perfect system for anybody, and the costs seem to be absorbed by those newest to the system. It kills agents that may otherwise be successful, but can't absorb the beginning costs. There doesn't seem to be a solution to this problem at all, because Equita cannot be in the business of losing money; but it is far from the best solution for a new agent. IF AND ONLY IF the agent has enough money saved up beforehand to absorb a loss of 5k or so without it killing them. Because you obviously will hit way more speed bumps with no safety net without a good training organization like EFES to back you up.

I see it differently. In my opinion EFES is the perfect system for the fulltime FE agent. Lead costs are stable. Leads come in on the same day every week in the area that the agent has asked for and they have the best training and support of any FE organization I've been a part of or known about.

I got with EFES because I had already tried all the other ways. I had succuess with every organization I've been with. Nothing like the success with EFES, though.

I stay with EFES because it works. Could I go to Securus and have success? Probably could.

As for starting up, EFES would be ideal because you don't need thousands built up. You can get started with EFES for a few hundred dollars. I don't even know what the start up packages are. I understand they have several now. When I started they had one. It was $300 and included your first 15 leads and a box of business cards. That's almost 4 years ago now.

I was a producing agent when I got with them, but the training and support I got at EFES was what took my business up several levels.It was very tough at first and I didn't play well with others at EFES then. Had it not been for travis I may not have stayed. But, after the first 6 or 8 months it's been clear sailing.

 

[Shalom]

New independent agent here. Just sold my first 4 policies yesterday using monumental. No problems and I am happy so far.

 

[SwiftnBold]

Can anyone say with 100% certainty what efes' lead costs are?

I've heard $18, $19. So which is it? Jdeasy it's obviously off on starting costs, I have the pdf I can email to whoever wants it. It's over $400 for your first 15.

The reason why I ask is because they themselves say they want their agents to eventually make it to the $20-$25 range. That's a direct quote.

 

[ruin007]

It's also 800 for the first 40 though... so 20 per lead if you have the starting capital. and I've been told that the average agent pays about 18-20 a lead. And the quote that most agents make it to the 20-25 range? That sounds fishy, because I've always been told that any agent worth his salt won't pay near 25. I chose not to go with EFES, but their lead payments seem fair, and to answer your question NOBODY can tell you what your lead costs will be, because it is based on your premium produced per lead on a rolling basis.

 

[jdeasy]

Can anyone say with 100% certainty what efes' lead costs are?

I've heard $18, $19. So which is it? Jdeasy it's obviously off on starting costs, I have the pdf I can email to whoever wants it. It's over $400 for your first 15.

The reason why I ask is because they themselves say they want their agents to eventually make it to the $20-$25 range. That's a direct quote.

How am I off on the starting costs? I said it was $300 when I started almost 4 years ago and that included your first 15 leads. I also said I didn't know what the costs were today.

They do have more than one package now. The lowest one I saw was $195. I don't know what that included.

The starting lead cost vary just as starting commissions do. That depends on the manager you start withm and how well you negotiate your own deal.

As for ongoing lead costs after your first 90 days, it's about the PPL. The best you can do is $11 per lead. Only a few are at that level. Many at at the $15 per lead level. That's a fairly easy level to attain and maintain for a good FE agent. The average is $19 per lead.

I'm sure thyey do want agents that get their lead cost down. That means they are producing agents and that's where EFES makes money. They lose money on agents that manage their PPL.

 

[SwiftnBold]

I'm literally looking at the starting package right now and you are smoking crack

 

[jdeasy]

I'm literally looking at the starting package right now and you are smoking crack

How friggin dense are you? No wonder you couldn't cut it at EFES. I don't know what the starting packages are today. So, if you looking at one now you know more than I do about it. Never claimed otherwise.

I do know what it cost in Sept of 2008 because that's when I paid $300 and that included my first 15 leads and they were $15 each after that until I had been there 90 days and then what I paid was based on my PPL. At that time you could get $9 leads and that's what I was paying after I was able to be in on the PPL.

You are the one on drugs to keep arguing a point that I havent made.

You are letting this release thing turn you into a whining ass crybaby.

 

[theinsuranceman]

Perhaps the starting cost in Sept. 2008 is different than the starting cost in April 2012? Perhaps different mgrs. charge different starting amounts?

 

[GoCubsGo]

He is Dense! (swiftbold). You start out paying $25, $23 or $21 per lead depending on the package you pick which includes $35 for bus cards and a badge. You can't get leads on your own cheaper then that. After that package you pay depending on your production and it can go all the way down to $11 per lead. The fact you don't understand all this means you probably choked and didn't produce a thing so you went away blaming it on them. A year form now and you will be back at McD's. ha

I think the not giving releases is down right stupid but too many companies out there to be obsessed with it and using it as an excuse as to why you can't produce.

 

[SwiftnBold]

Prove to me beyond a reasonable doubt that the avg lead cost is $19 (not even that good) and ill change my whole tude. If you deal with "facts and only facts" as much as you say you do, you should be able to prove it.

My whole thing about leads is - if you dont know how much they are then shut up. If they were more expensive 3 years ago you wouldnt have said anything, Why is that?

Everyone knows you pay $11 for a lead. How many times have you posted that? To every person who says anything you say $11. That is manipulating. I dont care how you try to spin that.

Dense? I had my IQ independently tested last year at 139. However I did make a mistake. Whoever said that the leads were 25,23,21 was correct. So I can see why youre saying that. That was my bad, I made a mistake. But are you kidding me? you can find better leads cheaper! pm and i will show you where it. pm and i will show you where to get higher contracts AND better leads. Its really not that hard.

Couldnt cut it at efes, haha. why wont they release me then? Youre literally to stupid to insult. Clearly you are biased and am clever enough to trick new forum members (you really are good at it) but not even the slightest bit objective on the matter.