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Multiple DUIs

When I submitted the application to ONL I was not aware the insured had checked himself into a treatment center in the last year. I found out when the RN started asking more questions on site. I do have a completed alcohol questionnaire now. Tried going through a national Broker but they had no market they said. The insured is looking for Life Insurance more as an investment tool and for tax purposes via estate planning. His net worth is approx 4 million.

Well that explains the ONL. I would be surprised if you could not find something for him. However, the ratings or flat extras will blow a hole through his reasoning for the investment side of his reasoning.
 
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