In my 41+ years in this business I have never had a company rescind a policy and deny the death claim. Wrote a lady with Columbian almost 2 years ago. Remember completing the PHI and she was issued level. Died about 3 months ago and the funeral home refused to accept the policy. Said the policy would not pay so the daughter had to. When she called me I explained how all policies are contestable for 2 years, but assuming she was truthful the claim would be paid. Just received an e-mail about 5 telling me their decision. Looks like the funeral home had dealt with Columbian before. I am disappointed. Has any else had the same thing happen to them? Does Columbian usually pay when the death occurs within 24 months of the issue date?