Need Transfer Release. Waited 6 Moths

If you are looking for alternatives to the simplified issue look at Minnesota Life and ANICO.

As for their annuities, if you look around you'll forget they even exist. Probably happen on the life side as well.
 
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I get them wanting to keep you for a while once they go to the trouble of contracting, but some of these folks are ridiculous it seems.

I think the trouble was the time the agent wasted contracting with the FMO.
 
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