New Royal Neighbors Rates

[TDFnCali]

Something else they added to the member benefits is $200/yr in premium assistance.

As for the drug list, it's the same except that they took two meds off the list.

This actaully not as bad about RNA as we were led to believe at the conference. That's surprising.

But, they will get less of my business. But what goes elsewhere will not go to UHL or Monumental. I would ratehr give a client the phone number to LH than to UHL. Monumentals rates are just as bad as the bad RNA rates now. And you have to deal with Monumental. Tp quote the late, great Frank Statsny, "I would rather walk thru the broken glass barefoot than to deal with..." insert name, {in this case Monumental}.

What 2 drugs did they take off? I dont see anything about that.

Where will u be sending the majority of your RNA biz....Americo? AmCon?

I like Monu, but I dont like the rates I see when it switches to TransAmerica...maybe Calif will never allow it, I can dream.

And if this isnt as bad as you thought, what did you think? Cause as of 6/10, RNA wont be the lowest in ANY niche/age group after being the lowest in most!

 

[rousemark]

Ok ppl, Ive done the work for you, here's the skinny.....

RNA's new rates Vs Old rates & Competitors-

NT
50-60yr olds...they are not even competitive in the age group. UHL & Monu STANDARD beat their rates in this age group.

60-75....decent, esp for women, but rarely, if ever came out lowest. Competitive? Yes, but unless there's a specific health issue that only RNA can issue, others are still a lil lower.

75+....refer to 50-60yr olds, not really competitive here again, UHL or anyone else would be a better choice most times, if not all.

Tobacco

They were never really competitive here to begin with, esp for males, but were ok for younger women.

Rates for 50-60yr olds again took a huge increase...wouldnt use.

Rates for 60+ males dropped, they are somewhat competitive here, but by far not the lowest still.

Females ALL ages increased...wouldnt use them here either

Bright Spot- They did add a legal help benefit to the benefit package, so with that its MUCH better then Foresters benefits...problem is Foresters pricing is now better in MOST scenarios. (eat your heart out nfl)

Question Mark- The new RNA Agent guide has no drug knockout list, I dont know why....does anyone? Are we suppose to guess now? Carry both & use the old one or what?

Conclusion- From what I an tell, RNA will go from getting about 65% of my biz to about 20-25% and that % maybe high!

Have at it!

If Fexquotes is quoting the new rates, they seem to still be very competitive.. Usually in teh cheapest 5 or 6 and only a couple of dollars from the best rate.. ?????

 

[GoCubsGo]

Ok ppl, Ive done the work for you, here's the skinny.....

RNA's new rates Vs Old rates & Competitors-

NT
50-60yr olds...they are not even competitive in the age group. UHL & Monu STANDARD beat their rates in this age group.

60-75....decent, esp for women, but rarely, if ever came out lowest. Competitive? Yes, but unless there's a specific health issue that only RNA can issue, others are still a lil lower.

75+....refer to 50-60yr olds, not really competitive here again, UHL or anyone else would be a better choice most times, if not all.

Tobacco

They were never really competitive here to begin with, esp for males, but were ok for younger women.

Rates for 50-60yr olds again took a huge increase...wouldnt use.

Rates for 60+ males dropped, they are somewhat competitive here, but by far not the lowest still.

Females ALL ages increased...wouldnt use them here either

Bright Spot- They did add a legal help benefit to the benefit package, so with that its MUCH better then Foresters benefits...problem is Foresters pricing is now better in MOST scenarios. (eat your heart out nfl)

Question Mark- The new RNA Agent guide has no drug knockout list, I dont know why....does anyone? Are we suppose to guess now? Carry both & use the old one or what?

Conclusion- From what I an tell, RNA will go from getting about 65% of my biz to about 20-25% and that % maybe high!

Have at it!

Drug list is separate, Form 200.

Looks like they don't like women anymore. ha

Strangely I can't get on the web site from IE anymore. Only with Chrome. weird.

Thanks for the breakdown!

 

[jdeasy]

I deleted the email with the two drugs. Dol you not get commications from RNA? Every other agent is getting them. Including the ones in Ca.

These rates are not as bad as the implied at the conference last week.

What 2 drugs did they take off? I dont see anything about that.

Where will u be sending the majority of your RNA biz....Americo? AmCon?

I like Monu, but I dont like the rates I see when it switches to TransAmerica...maybe Calif will never allow it, I can dream.

And if this isnt as bad as you thought, what did you think? Cause as of 6/10, RNA wont be the lowest in ANY niche/age group after being the lowest in most!

 

[TDFnCali]

If Fexquotes is quoting the new rates, they seem to still be very competitive.. Usually in teh cheapest 5 or 6 and only a couple of dollars from the best rate.. ?????

It is still quoting old rates til 6/10....I compared NEW rates to Fexquotes rates of competitors.
- - - - - - - - - - - - - - - - - -

I deleted the email with the two drugs. Dol you not get commications from RNA? Every other agent is getting them. Including the ones in Ca.

These rates are not as bad as the implied at the conference last week.

I had been getting them up until this point...I got the incorrect guide but even it went to my spam folder, have no idea why. Never got correct guide sent directly to me.

 

[Todd King]

I had been getting them up until this point...I got the incorrect guide but even it went to my spam folder, have no idea why. Never got correct guide sent directly to me.

Here's the Prescription Indicator with those two drugs crossed off.


View attachment SIWL Prescription Indicator.pdf

 

[TDFnCali]

Here's the Prescription Indicator with those two drugs crossed off.


View attachment 1378

Thank you, thank you...I have NEVER come across those 2 drugs!

 

[jerry176]

i compared old to new

age 53 male for 15K

now 45.66 and if your lucky to wait it's 61.25

25% increase.....

holy crap

I bet they send out another correction

I think they dont like Adam at FEQ.....

 

[rousemark]

i compared old to new

age 53 male for 15K

now 45.66 and if your lucky to wait it's 61.25

25% increase.....

holy crap

I bet they send out another correction

I think they dont like Adam at FEQ.....

Wow.. That puts them up there with AmAm

 

[captain94]

So who will replace them as a top carrier?


Is 5 star as easy to deal with as RNA?
Does 5 Star pay on issue or on draft?