No POS?

[rousemark]

Other than SNL and Equitable L&C, what FE companies do not require a POS?

 

[HoosierLife]

Trans, Americo, Lifeshield. I'm sure there are others.

 

[KRobby]

I believe moo is optional, but likely will call.

 

[Life Hawk]

Great Western is a GI, but not calls... not to be used unless you want no UW.

 

[rousemark]

Thanks to all who replied.. Based upon the responses so far, it seems there aren't very many. I know many agents prefer the "know before you go" but I would rather not have to spend time in the house for the phone interview.. The exception would be if I know for sure they are going to do a call back, then I would prefer to do the interview why I am there.

 

[Life Hawk]

Rousemark, I use one company that allows me to call EMSI direct and conduct an interview while in the home. Would that be of any help?

 

[rousemark]

Rousemark, I use one company that allows me to call EMSI direct and conduct an interview while in the home. Would that be of any help?

No.. That is what I want to avoid. Most companies now require you to make a phone call while in the house. Some will give you a decision at the end of the call, some won't.

 

[rousemark]

No.. That is what I want to avoid. Most FE companies now require you to make a phone call while in the house. Some will give you a decision at the end of the call, some won't.

 

[Life Hawk]

Another trick I employ is a 3 way phone call at another time. I have used it when rushed or on hold to long. Some more options to think about.

 

[mudhound]

I too HATE those calls. Some people just act dumb. I have even warned them NOT to say anything off hand. Those people in the HO do not know a joke!