No POS?

Fair enough. Although Silver can take healthy insulin users and UHL would rate that standard. What is the lowest rate insulin carrier on average?
Yeah, there will always be niches where one is better. Settlers Silver will also take bipolar and UHL premier won't. Standard Life and Casualty has the best rates for insulin diabetics I have seen. There may be others out there that are better.
 
JD and NFL are spot on. I really like the "" "Or maybe you guys haven't had to sell your entire life like I have. Sell the company and sell your self. It pays huge dividends in the long run."" Every person I talked to today called me. They all had different agents years ago. I have only ever met one face to face. That was at a Starbucks in the Bay Area and they paid. All were referred by other people that had had other agents before me. They all have multiple policies and are buying more. All are "FE" or non med Permanent policies by phone, email or mail.

You guys and I do not write business the same, we seem to not write the same people and are on opposite side of the Country. But serving your, and other's, clients does pay huge dividends.

Like JD, I do not want my people calling the company. They belong to me. Not the company.
"Dr Samuel Johnson's right about Olsen Johnson's being right!"
 
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