- Thread starter
- #21
Yeah.. but you throw the carp back anyway..
No POS?
- Thread starter rousemark
- Start date
- 6,031
I always keep the premium paying "crap".
bluezebra48
Expert
- 67
Phoenix Rememberance has no interview.
- 2,045
How much is that?
- 6,031
I was trained by a bunch of old "cold door knockers"... amazing to watch. Learned from some of the best. I guess it was drilled into my noggin that you don't leave money on the table... but for those that do, I guess it works for them.
- 4,367
I'll bet you leave more on the table than you realize. We all probably leave some money on the table in one way or another. JD doesn't write GI. I don't write Medicare. You don't write Home Service. These are individual choices according to how we run our business.
- 19,890
Are you asking me? If so, yes. That's not GI. And it's a true graded. And well priced. I would write GI is I was able to write the MoO GI or the PM GI.
But there is nothing out there for the independent agent that will beat those GI plans. I wrote an SNL graded, (ROP) earlier this year for a guy. It was $3/mo more than MoO. He knew that. But he felt it was worth $3 to have an agent.
I may be writing my first Gerber. This is a person buying a policy for his mom. I've already referred them to MoO and they bought $25K. The max. he wants another $25K. They haven't decided on it but if they do I'll write it.
- 6,031
Yeah shonceman, I can see your point. I guess I was more or less locked into the FE discussion. Need to keep in mind that agents here write several different products.
And jdeasy, your right about the MOO and PM GI. They are priced affordable, but being captive with them is a bit different than being independent... and the $3 more for an agent is spot on. I always tell my clients that their family gets me, they won't be around if a claim comes through. Most clients see the important advantage of that.
And jdeasy, your right about the MOO and PM GI. They are priced affordable, but being captive with them is a bit different than being independent... and the $3 more for an agent is spot on. I always tell my clients that their family gets me, they won't be around if a claim comes through. Most clients see the important advantage of that.
- 7,041
Yeah and while you could always tell your GI prospects to call MoO or PM, how many of them actually do? It would be better to sell them something a little pricier today IMO. To each their own, but with the way our prospects live their lives, pushing them into a slightly more expensive AIG/Gerber plan is in their best interests.
- 6,031
Don't get me wrong that's not necessarily the way I go. If I sit down with you you're probably going to likely be sold something, whether you buy or not well that's up to you.
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