No SSN

[WinoBlues]

So, my tree guy wants a quote.

His wife is calling me next week to discuss.
No SSN. Not sure yet if he has a TIN. The wife is American, he is South American. Established here. A couple of kids. Not sure if home owners or renting.

It has been a while since I have done one. I have used Liberty Bankers before.

Any other SI options.
Maybe with WL, GUL and Term options?

 

[Life Hawk]

My understanding is that most will write if the client has a TN #. I would call the carrier you are looking for. My old go to would take TN # on any product, but sadly they extracted themselves from the term business.

You could write Trans if you like headaches.

 

[rousemark]

So, my tree guy wants a quote.

His wife is calling me next week to discuss.
No SSN. Not sure yet if he has a TIN. The wife is American, he is South American. Established here. A couple of kids. Not sure if home owners or renting.

It has been a while since I have done one. I have used Liberty Bankers before.

Any other SI options.
Maybe with WL, GUL and Term options?

Manhattan/Family Life are good for all products, term WL, SimpIssue if they have a TIN.

 

[Allen Trent]

my tree guy wants a quote.

wow, you are coming around to properly use your clients preferred pronouns.

 

[WinoBlues]

Knot what you think. I just want to get to the root of the problem.

 

[NewbieNewbie]

I think any smart agent who wants to grow their agency is likely to branch out at some point. If they don't burnout can happen and the will likely leaf the business. If you do end up leaving insurance for securities always be careful with your hedges.

 

[Allen Trent]

I think any smart agent who wants to grow their agency is likely to branch out at some point. If they don't burnout can happen and the will likely leaf the business. If you do end up leaving insurance for securities always be careful with your hedges.

Wow. You really went out on a limb on that one.

 

[fed up]

You have me stumped

 

[alphawave2k]

All you guys like to beat around the bush...don't ya?

 

[WinoBlues]

All you guys like to beat around the bush...don't ya?

I know I do.