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- #41
Are the premiums expensive? Is it a term up to a certain age? Do premiums increase?
I don't think it is expensive. Plans are Guaranteed Renewable for life. premiums do not increase with age or health changes but, like all guaranteed renewable health plans, you can have an across the board rate increase. No one can be singled out for a rate increase.
Here is a CUL Brochure and the agent guide with the rates. Since I am normally supplementing other coverage, I usually write plan A. In my case even though I wasn't hospitalized and didn't have surgery a Plan A would have paid me $18,900.