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I think AIL is still being run out of Waco.Probably name recognition(Globe is a better known name now than the others), and the fact that Torchmark doesn't have the best reputation. Similar to Conseco, more or less getting rid of their tarnished name and using the Washington National name.
Is AIL out of McKinney now too?
What's the problem with Torchmark's reputation? I've noticed that (like Conseco) they seem to have a somewhat negative complaint record with the state across all their subsidiaries. Is there something else?