Hello,
I am new to this fourm. I need your help. In March I was driving home from work and had a small collision with a motorcycle. We were at a stoplight and I thought he had taken off, his bike was the same color as my car...everyone else went but him. I hit him maybe going 3 mph.. we didn't go past the white line of the interection. The driver did not come off his bike but did lean forward. I do realize that I am at fault. My insurance only covers up to $25,000 of injury. He is trying to claim $100,000 in injuries. I'm not denying that he got hurt.. my question is what happens to the difference of $75k? Will my insurance company fight it or will they come after me for money? I am a 20 year old single mom with a 4 year old. I live on my own.. I don't have this kind of money.. I can't even afford for my insurance to go up, and thats if they don't drop me. What do I do? I don't make enough money to have my wages taken from me.. or even to hire a lawyer.
What are the chances of the driver settling for 25k?
Please.. any help.
I am new to this fourm. I need your help. In March I was driving home from work and had a small collision with a motorcycle. We were at a stoplight and I thought he had taken off, his bike was the same color as my car...everyone else went but him. I hit him maybe going 3 mph.. we didn't go past the white line of the interection. The driver did not come off his bike but did lean forward. I do realize that I am at fault. My insurance only covers up to $25,000 of injury. He is trying to claim $100,000 in injuries. I'm not denying that he got hurt.. my question is what happens to the difference of $75k? Will my insurance company fight it or will they come after me for money? I am a 20 year old single mom with a 4 year old. I live on my own.. I don't have this kind of money.. I can't even afford for my insurance to go up, and thats if they don't drop me. What do I do? I don't make enough money to have my wages taken from me.. or even to hire a lawyer.
What are the chances of the driver settling for 25k?
Please.. any help.