Means fixed cost will be in the $50 area in some places . Roi’s will be threatened for some . 20 leads a week is $1000 a week . Throw in 20% chargebacks doing $3500 a week . After gas and maintenance. Got to pay your own health ins and retirement. Honestly 75% of people would be better off working a $50k job with benefits . If your not cranking $250k a yr fe premium you ain’t making squat . That’s why most high level fe guys get in recruiting. Take the cream off the gross commission making the exp’s the agent incurs irrelevant to your bottom line