Pregnant & Uninsured?

If this happens perhaps we will see Obamacrack dispensers in the bar restroom next to the condom machines.
 
If this happens perhaps we will see Obamacrack dispensers in the bar restroom next to the condom machines.

Friday 2/20/2015

Buried in all the big ObamaCare news of the day was an announcement from HHS relative to this thread.. There will not be a "Pregnancy" Special Enrollment added to the existing SEP list.

"Officials also said they wouldn't adjust the rules for signing up outside the formal enrollment window to include women who have become pregnant and want to gain coverage because of it. Young Invincibles, a youth advocacy group, had pushed for such a change earlier this week."

ref: Sign-Up Window to Shift Ahead for 2016 Obamacare Coverage - Washington Wire - WSJ
 
I sell an extremely high amount of health insurance to pregnant women (a natural birthing center billing dept are friends of mine). We get them set up on the Gold plans that give them the best bang for the buck. That way it all gets billed correctly and they don't have to deal with the fallout of them buying a cheap bronze policy...

Some have been switching after birth, but 95% are close to their Max out of pocket for the year, so switching would be stupid.
 
I don't have those kind of issues with my Medicare crowd.

Make preggers a QLE will just push rates even higher.
 
I am doing an AOR on a case just sent to me. Just looked up the info on Mktpl.
Applied for herself only before mid-March on Healthcare.gov site, is effective 4/1/15. No subsidy due to HH income.
Qualifying event for SEP: Pregnant

There may be household changes in future that will need some figuring out. One thing I need to learn more about is CHIP/Medicaid enrollment for pregnant mothers, how that goes in the real world.
 
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So getting knocked up is a qualifying event after all. What kind of documentation do you submit to hc.gov?

A picture of the EPT test.

I agree with Tater, though. Pregnancy is NOT an SEP.

But let's face it...it all depends on who answers the phone at hc.gov. An SEP is going to be whatever they say it is.
 
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