Prosperity done

I thought LS was so cheap you cudn't beat the premium. I know their app is a beast, but why replace?
You thought wrong. And there's many reasons to replace other than price. I also clearly stated that you can beat LS prices with FU.

But you don't need FU in many cases. LS is not priced all that well anymore.

So my question is, why not replace?
 
Mark my word, since everybody and their mother is flocking to FEX telesales, and being enticed by most IMO's, the same disclosures, recording requirements and restrictions Medicare agents are enduring will apply to FEX within 2-3 years. This, mostly due to us agents triple-dialing leads and over-calling seniors, will no doubt create the need for a new Fed or States Act in the next 2-3 years. You'll see.
The sky is falling. I've been hearing that BS for over 15 years.
 
The sky is falling. I've been hearing that BS for over 15 years.
Jd's a replacement specialist . He'll replace a policy for a $1 savings . He's in Kentucky were replacements are Gi in respects to paying a contestable claim . Thats big big . Jd will say it's not . I'm cautious on replacing 2-4 yr old policys with questionable health . What I find fascinating is how Jd is using Transamerica ,cica , trinity , Cincinnati equitable to replace . Example 3-4 yr old smoker am am . You're not replacing that with any of your fe carriers . Most of these fe prospects in medium to bad health . There not qualifying for fu plans . Jd if the sky were falling I wouldn't be having big 5 fig plus deposits month in month out . I've written 3 cica this week and 3 more rest of week . I love cica . I'm concentrating hard on fe the next 6 weeks . Hell I might become a jd replacement artist !!!
 
Jd's a replacement specialist . He'll replace a policy for a $1 savings . He's in Kentucky were replacements are Gi in respects to paying a contestable claim . Thats big big . Jd will say it's not . I'm cautious on replacing 2-4 yr old policys with questionable health . What I find fascinating is how Jd is using Transamerica ,cica , trinity , Cincinnati equitable to replace . Example 3-4 yr old smoker am am . You're not replacing that with any of your fe carriers . Most of these fe prospects in medium to bad health . There not qualifying for fu plans . Jd if the sky were falling I wouldn't be having big 5 fig plus deposits month in month out . I've written 3 cica this week and 3 more rest of week . I love cica . I'm concentrating hard on fe the next 6 weeks . Hell I might become a jd replacement artist !!!
You ain't me. And you never will be.

No one keeps an AmAm 3-4 years. So I'm not finding those.

Yes, the Ky law is a huge advantage. But I replace the same percentage in In and Tn.

If you're scared, you're scared. Doesn't matter the state.

I am very skilled. And I am constantly honing my skills.

I learn everyday.

I even learn from you.
 
You ain't me. And you never will be.

No one keeps an AmAm 3-4 years. So I'm not finding those.

Yes, the Ky law is a huge advantage. But I replace the same percentage in In and Tn.

If you're scared, you're scared. Doesn't matter the state.

I am very skilled. And I am constantly honing my skills.

I learn everyday.

I even learn from you.
Thats the truest thing you've ever said . You learn every day from other people as i do . On a video i saw this a few yrs ago and i use it on door knocks . If the client gives you an excuse i throw " Mrs Jones I'll be out of your hair quicker than the shampoo in the morning " .It's stupid but it works . Another one that works well for me is if screener asks what this about I'll say " Barbara contacted our office to see if she qualifies for extra state benefits . She ASKED Us (FILLING OUT MAIL CARD ) to come out and tell her what she qualifies for . They'll say ok let me get her . One thing I'll agree with many about its not really what you say as much as how you say it. Tonality is huge
 
And we had to sit here and listen to you drone on and on for the last six months. Every post about marketing money.

Go figure.
It's not aep yet. The potential no marketing money could start then
 
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Pimpin ain't easy

How many AmAm applications have you personally written?

When was the last time you called AmAm?
Over the years...I have no idea. 100 or more I would say.
As for calling....yesterday and I also have to call them today. You and I must be calling different departments or something. I would rarely call customer service about surrendering a policy though. So maybe that's the difference.

To all: Does anyone else on here that uses Am Am have a problem getting them on the phone?
 
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