Prosperity-Time for another Look

That's absolutely not true there one of the lowest rates between 70 and 80 years old. Price isn't everything either.
 
Seems like everyone has already given you some great replies! I would agree with everything that Ben Boman said and they have the best eApp in the industry. No eApp or carrier is more friendly work with agents at this point in time. That extra 10% NON-chargebackable bonus every quarter is a huge thing for my agents to get a nice little bonus when they write over 20k.
 
That's absolutely not true there one of the lowest rates between 70 and 80 years old. Price isn't everything either.

Male 75 n/t 10K insulin diabetic

Family Benefit: $96.58
Prosperity: $113.68 or get $11825 with Family Benefit for $113.73

Price isn't everything either.

FE, imo, is a commodity sale. Price may not be everything. But it's most of the thing.

"Ms. Mary, I have a pile of money here with $10,000 in it. This is your pile of money. Right now, you are paying almost $114 a month to own this pile that is worth exactly $10,000. Now, I have here another pile of money and this one also has exactly $10,000 in it. It is exactly like that pile over there that you own. Ms. Mary, I'll offer to trade you my pile for your pile, and guess what? You only have to pay about $96 a month to own my pile. Now, Ms. Mary, which pile do you want to own: That one there for for almost $114/month or this one here for only $96/month? Great. I'll need to go grab your ID and your check book while I start filling out the request for coverage ..."
 
Dave let's add two variables here.... Family benefit is in FAR less states and if we are looking for a suitable Transamerica replacement Family benefit does not want all of your direct express business and prosperity does not have a limit on how much card business they get.

Price matters but I've also yet to have anybody replace me on price and I'm not going around selling Lifeshield and KSKJ like you know.
 
Male 75 n/t 10K insulin diabetic

Family Benefit: $96.58
Prosperity: $113.68 or get $11825 with Family Benefit for $113.73



FE, imo, is a commodity sale. Price may not be everything. But it's most of the thing.

"Ms. Mary, I have a pile of money here with $10,000 in it. This is your pile of money. Right now, you are paying almost $114 a month to own this pile that is worth exactly $10,000. Now, I have here another pile of money and this one also has exactly $10,000 in it. It is exactly like that pile over there that you own. Ms. Mary, I'll offer to trade you my pile for your pile, and guess what? You only have to pay about $96 a month to own my pile. Now, Ms. Mary, which pile do you want to own: That one there for for almost $114/month or this one here for only $96/month? Great. I'll need to go grab your ID and your check book while I start filling out the request for coverage ..."

But I really like my bald headed agent, I think I'll just keep the pile I got with him.:yes:
 
But I really like my bald headed agent, I think I'll just keep the pile I got with him.:yes:
JK_Simmons_2009.jpg
 

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