Prosperity-Time for another Look

[DayTimer]

But I really like my bald headed agent, I think I'll just keep the pile I got with him.

I agree that for some folks that will be a deciding factor. But if they only saw the agent once - the day they were sold the original policy - and no thank you card, no policy delivery meeting, no follow up calls ... well, she's buying the pile of money with the cheaper price and she's buying it from me.

 

[Life Hawk]

Did I mention he's so sexy? Yeah, I'm keeping my pile.

 

[goillini52]

Did I mention he's so sexy? Yeah,

You think the Farmer's guy is sexy?

 

[DayTimer]

Family benefit is in FAR less states and if we are looking for a suitable Transamerica replacement Family benefit does not want all of your direct express business

But they are in PA, and if you give them all your business, they will not complain about the DE. They will complain if all you give them is DE.

 

[tribetime32]

My favorite thing about the prosperity EApp is that if a client goes graded/modified or declined, you will know exactly why. This is the only carrier to my knowledge that does this. I can know if someone is medically approved in literally 3 minutes AND I can do this before the banking info goes in. One of my go-to's for sure!

Only thing I'd want them to do differently is to go easier on nitroglycerin. If a client hasn't taken it ever but is prescribed, nitro goes modified.

Also, Prosperity does not charge back if a policy gets rescinded if death claim in first two years. Not sure of anyone else who does this.

 

[Baseball7]

The American Amicable application gives you those same clues and technically the Forster's phone interview did but it's been so long since I did one.

 

[tribetime32]

The American Amicable application gives you those same clues and technically the Forster's phone interview did but it's been so long since I did one.

You're not wrong, but its definitely not as explicit...

"Pure data results conclude the following: Applicant is eligible for the modified product due to the following medications: Nitrostat, Isosorbide"

 

[WinoBlues]

while I start filling out the request for coverage ..

Smooth

 

[Life Hawk]

You think the Farmer's guy is sexy?

Know but my client does... and I have about the same cut.

 

[HoosierLife]

Not a competitively priced product.

I would rather write something that is going to stay on the books because of SS billing AND have a consistent instant decision eapp above all other factors.