Rank These In Order of Priority.....

You can get sick and pay for it out of pocket

You must have very deep pockets to make that kind of statement.

Even if you do, why would you want to pay 100% when you could insure the risk for a lot less?
 
The answer all depends on the client....
Somebody in their 60's probably has a much higher need for health insurance than either disability or even life insurance (independently wealthy people need not apply).

Somebody who thinks they are invincible in their early 20's, may have a higher need for retirement funding, with a health plan that will take care of any catastrophic events. Retirement funding at an early age gives them the power of time to afford to retire.

Of course, the list is a little bit like saying which is more important with your last $20 till payday? Putting food in your belly, or putting gas in the car to get to work? If those are the options, you need to change something in your life.

Dan
 
with a health plan that will take care of any catastrophic events.


THAT is called HEALTH INSURANCE.......better yet an hsa.....which I have on many family's......you just have to look at your health insurance cost effectively.....be it at age 20 to 64 1/2.......leaving health insurance #1.....
 
You must have very deep pockets to make that kind of statement.

Even if you do, why would you want to pay 100% when you could insure the risk for a lot less?

The post was rank them in order of importance. If you get sick and you have no insurance and no money you can get medical care. That is a fact. In my area every emergency room will care for anyone that comes in regardless of ability to pay.
 
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