Royal Neighbors...

[Life Hawk]

Picked them up because of not having weight or height questions. Just a few things I have noticed so far:

1. Their e-app is the bomb... easy and quick. (especially for electronic challenged folks like me)
2. Their commission on street is good. (however, their pricing is high)
3. Agent services fast. (requested some glossies and had them in 2 days flat, call me impressed)

So far, as a new arrow in my quiver, I will not complain. Thought I would just pass this along to others who might be looking.

Also if you are aware of any things to be aware of add your 2 cents.

 

[myinsurebiz]

Picked them up because of not having weight or height questions. Just a few things I have noticed so far:

1. Their e-app is the bomb... easy and quick. (especially for electronic challenged folks like me)
2. Their commission on street is good. (however, their pricing is high)
3. Agent services fast. (requested some glossies and had them in 2 days flat, call me impressed)

So far, as a new arrow in my quiver, I will not complain. Thought I would just pass this along to others who might be looking.

Also if you are aware of any things to be aware of add your 2 cents.

They work in certain cases.

 

[titeye]

Picked them up because of not having weight or height questions. Just a few things I have noticed so far:

1. Their e-app is the bomb... easy and quick. (especially for electronic challenged folks like me)
2. Their commission on street is good. (however, their pricing is high)
3. Agent services fast. (requested some glossies and had them in 2 days flat, call me impressed)

So far, as a new arrow in my quiver, I will not complain. Thought I would just pass this along to others who might be looking.

Also if you are aware of any things to be aware of add your 2 cents.

I picked them up for the same reason. For what it's worth, their voice app process is faster than others I have experienced.

 

[Life Hawk]

I picked them up for the same reason. For what it's worth, their voice app process is faster than others I have experienced.

How much faster than LBL?

 

[titeye]

How much faster than LBL?

Extremely faster. By at least 10 mins. Thursday, LBL had my agent on hold 30 mins. and no one ever picked up. Friday, he said they have a new number and the process has improved. According to him, they begin the process by talking to the client, instead of asking the agent the same questions they end up asking the client anyway. He says this new process is considerably shorter than before.

 

[Life Hawk]

Thanks @titeye, ran a few of new LBL's my self and it just had a different feel to it, found myself a few times wanting to step in ask what they were doing... confused a bit.

Yes, they are bit faster, but still a bit awkward. A few times I or the client repeated things that had already been stated. On one call, the guy and his girl friend kept looking at me when the weirdness started. I just shrugged my shoulders. At the end I said to them they must be training.

Just about the time you get use to the saddle on some of these carriers, they up and change the horse.

 

[tribetime32]

LBL is changing their process. They indeed are getting the medical approval out of the way before taking banking info. Also, they are rolling out an E-App, so we will see how that goes. If they can make a good one, they will rise to the top tier of FE carriers for sure.

EAPP
True SS Billing
Liberal HT/WT and underwriting
Competitive pricing

Checks the boxes for me.

 

[myinsurebiz]

LBL is changing their process. They indeed are getting the medical approval out of the way before taking banking info. Also, they are rolling out an E-App, so we will see how that goes. If they can make a good one, they will rise to the top tier of FE carriers for sure.

EAPP
True SS Billing
Liberal HT/WT and underwriting
Competitive pricing

Checks the boxes for me.

LBL will work if they have a voice sig or no sig on the eApp.

 

[Life Hawk]

LBL will work if they have a voice sig or no sig on the eApp.

Not sure what you are saying...

 

[Life Hawk]

LBL is changing their process. They indeed are getting the medical approval out of the way before taking banking info. Also, they are rolling out an E-App, so we will see how that goes. If they can make a good one, they will rise to the top tier of FE carriers for sure.

EAPP
True SS Billing
Liberal HT/WT and underwriting
Competitive pricing

Checks the boxes for me.

Do you use Prosperity?